Muskegon Credit Union

Muskegon, Michigan
Last verified: July 30, 2026
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Verified rate book

Current Muskegon Credit Union rates

31 published offers verified as of July 30, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Muskegon Credit Union auto & vehicle rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.250% APR4.250%—Standard
72-Month Auto Loanauto_any_72mo5.250% APR5.250%72 moStandard
36-Month Auto Loanauto_any_36mo5.500% APR5.500%36 moStandard
84-Month Auto Loanauto_any_84mo5.750% APR5.750%84 moStandard
72-Month RV Loanrv_any_72mo6.000% APR6.000%72 moStandard
60-Month RV Loanrv_any_60mo6.500% APR6.500%60 moStandard
180-Month Auto Loanauto_any_180mo6.750% APR6.750%180 moStandard
180-Month RV Loanrv_any_180mo7.500% APR7.500%180 moStandard
84-Month RV Loanrv_any_84mo8.000% APR8.000%84 moStandard

HELOC rates

1 offer
Muskegon Credit Union heloc rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Personal loan rates

3 offers
Muskegon Credit Union personal loan rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Shared Securedpersonal_secured2.500% APR2.500%—Standard
60-Month Signature Loanpersonal_unsecured_60mo8.500% APR8.500%60 moStandard
Revolving LOCpersonal15.000% APR15.000%—Standard

Credit card rates

4 offers
Muskegon Credit Union credit card rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
VISA- PLATINUM SCORECARDcredit_card_platinum7.900% APR7.900%—Standard
Credit Cardcredit_card7.900% APR7.900%—Standard
VISA-PLATINUM "B" Paper Gradecredit_card_platinum8.900% APR8.900%—Standard
VISA-PLATINUM "C" Paper Gradecredit_card_platinum10.900% APR10.900%—Standard

Savings & CD rates

14 offers
Muskegon Credit Union savings & cd rates as of July 30, 2026
ProductPublishedRateTerm / conditionStatus
Tiered Hi-Yieldsavings1.26% APY1.25%—Standard
6-Month Certificateshare_certificate_6mo3.03% APY3.00%6 moStandard
6-Month IRA Certificateira_cd_6mo3.03% APY3.00%6 moStandard
12-Month IRA Certificateira_cd_12mo3.55% APY3.50%12 moStandard
1 Year Youth Certificateshare_certificate_12mo3.55% APY3.50%12 moStandard
Youth Variable Rate Certificatecd_12mo3.55% APY3.50%12 moStandard
36-Month Certificateshare_certificate_36mo3.60% APY3.55%36 moStandard
36-Month IRA Certificateira_cd_36mo3.60% APY3.55%36 moStandard
48-Month Certificateshare_certificate_48mo3.65% APY3.60%48 moStandard
48-Month IRA Certificateira_cd_48mo3.65% APY3.60%48 moStandard
60-Month IRA Certificateira_cd_60mo3.70% APY3.65%60 moStandard
60-Month Certificateshare_certificate_60mo3.70% APY3.65%60 moStandard
24-Month IRA Certificateira_cd_24mo4.06% APY4.00%24 moStandard
24-Month Certificateshare_certificate_24mo4.06% APY4.00%24 moStandard

Vehicle loans available from 4.25% APR. HELOC rates from 6.75% APR. Personal loan rates from 2.5% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 4.06% APY.

Source: RateAPI.dev, verified from Muskegon Credit Union's official website

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About Muskegon Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5K
Assets
$80.9M
Founded
1951
Locations reported
3
NCUA charter
7509
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ConsumersRoosevelt Park · Muskegon · MI · 49441-4197Branch in the same ZIPFamily FinancialMain Office · Norton Shores · MI · 49441Branch in the same ZIPLake MichiganMuskegon · Muskegon · MI · 49441Branch in the same ZIPLakeshoreLakeshore Federal Credit Union · Muskegon · MI · 49441-1414Branch in the same ZIPMichigan FirstMeijer Muskegon Branch · Norton Shores · MI · 49441-4751Branch in the same ZIPMuskegon ST JosephMain Office · Muskegon · MI · 49441Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Muskegon Credit Union

Membership eligibility from Muskegon Credit Union's own published criteria. How we verify this.

Community charter: live/work in Muskegon

  • LocationMuskegon

Cost to join: About $5.

Verified from Muskegon Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Muskegon Credit Union?

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Frequently Asked Questions

What rates does Muskegon Credit Union offer?

Muskegon Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.

How often are Muskegon Credit Union rates updated?

RateAPI verifies Muskegon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.

Where does RateAPI get Muskegon Credit Union's rate data?

Rate data is collected directly from Muskegon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Muskegon Credit Union's auto & rv loan rates?

As of July 30, 2026, Muskegon Credit Union offers vehicle loans from 4.25% APR.

What is Muskegon Credit Union's HELOC rate?

As of July 30, 2026, Muskegon Credit Union offers home equity lines of credit from 6.75% APR.

What is Muskegon Credit Union's personal loan rate?

As of July 30, 2026, Muskegon Credit Union offers personal loans from 2.5% APR.

What is Muskegon Credit Union's best CD rate?

As of July 30, 2026, Muskegon Credit Union offers savings and certificate (CD) yields up to 4.06% APY.

Related Rate Data

Compare Muskegon Credit Union's rates against national credit-union benchmarks.

More Michigan credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Muskegon Credit Union rates

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# Get rates for Muskegon Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/muskegon" \
  -H "Authorization: Bearer YOUR_API_KEY"
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