Lakeshore Credit Union
Verified rate book
Current Lakeshore Credit Union rates
21 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Autos, Motorcycles, RV's 24 MTHSmotorcycle_any_24mo | 3.990% APR | 3.990% | 24 mo | Standard |
| Autos, Motorcycles, RV's 36 MTHSmotorcycle_any_36mo | 4.240% APR | 4.240% | 36 mo | Standard |
| Autos, Motorcycles, RV's 48 MTHSmotorcycle_any_48mo | 4.490% APR | 4.490% | 48 mo | Standard |
| Autos, Motorcycles, RV's 60 MTHSmotorcycle_any_60mo | 4.740% APR | 4.740% | 60 mo | Standard |
| Large RV's - Over $50,000 72 MTrv_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| Autos, Motorcycles, RV's 72 MTHSmotorcycle_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| Large RV's - Over $50,000 84 MTrv_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| Autos, Motorcycles, RV's 84 MTHSmotorcycle_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| Large RV's - Over $50,000 120 MTrv_any_120mo | 5.740% APR | 5.740% | 120 mo | Standard |
| Large RV's - Over $50,000 180 MTrv_any_180mo | 6.240% APR | 6.240% | 180 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 6.880% APR | 6.880% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 7.140% APR | 7.140% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 7.390% APR | 7.390% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 7.640% APR | 7.640% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Signature Loanpersonal_unsecured_36mo | 7.990% APR | 7.990% | 36 mo | Standard |
| 24-Month Signature Loanpersonal_unsecured_24mo | 7.990% APR | 7.990% | 24 mo | Standard |
| 12-Month Signature Loanpersonal_unsecured_12mo | 7.990% APR | 7.990% | 12 mo | Standard |
| 48-Month Signature Loanpersonal_unsecured_48mo | 9.990% APR | 9.990% | 48 mo | Standard |
| Personal Line of Creditploc_variable | 14.990% APR | 14.990% | — | Standard |
| Checking Overdraft Protectionpersonal | 18.000% APR | 18.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Ratesother | 1.510% % | 1.510% | — | Standard |
Vehicle loans available from 3.99% APR for 24 months. HELOC rates from 6.88% APR. Personal loan rates from 7.99% APR.
Source: RateAPI.dev, verified from Lakeshore Credit Union's official website
Loading branch locator…
About Lakeshore Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.6K
- Assets
- $45.9M
- Founded
- 1953
- Locations reported
- 1
- NCUA charter
- 8709
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lakeshore Credit Union
Membership eligibility from Lakeshore Credit Union's own published criteria. How we verify this.
Community charter: live/work in Muskegon
- LocationMuskegon
Cost to join: About $5.
Verified from Lakeshore Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lakeshore Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lakeshore Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Lakeshore Credit Union offer?
Lakeshore Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Lakeshore Credit Union rates updated?
RateAPI verifies Lakeshore Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Lakeshore Credit Union's rate data?
Rate data is collected directly from Lakeshore Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Lakeshore Credit Union's rv & motorcycle loan rates?
As of August 4, 2026, Lakeshore Credit Union offers vehicle loans from 3.99% APR.
What is Lakeshore Credit Union's HELOC rate?
As of August 4, 2026, Lakeshore Credit Union offers home equity lines of credit from 6.88% APR.
What is Lakeshore Credit Union's personal loan rate?
As of August 4, 2026, Lakeshore Credit Union offers personal loans from 7.99% APR.
Related Rate Data
Compare Lakeshore Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Lakeshore Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Lakeshore Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/lakeshore" \
-H "Authorization: Bearer YOUR_API_KEY"