Michigan Columbus Credit Union

Livonia, Michigan
Last verified: July 31, 2026
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Verified rate book

Current Michigan Columbus Credit Union rates

21 published offers verified as of July 31, 2026.

How we verify rates

Personal loan rates

4 offers
Michigan Columbus Credit Union personal loan rates as of July 31, 2026
ProductPublishedRateTerm / conditionStatus
Share Certificate Secured Loanpersonal_secured2.000% APR2.000%Standard
Share-Secured Loanpersonal_secured4.250% APR4.250%Standard
Signature Loanpersonal_unsecured9.250% APR9.250%Standard
Personal Line of Creditploc_variable12.750% APR12.750%Standard

Savings & CD rates

17 offers
Michigan Columbus Credit Union savings & cd rates as of July 31, 2026
ProductPublishedRateTerm / conditionStatus
IRA Variableira0.10% APY0.10%Standard
$1,000-$19,999savings0.65% APY0.65%Standard
$20,000-$49,999savings1.98% APY1.98%Standard
60-Month Certificatecd_60mo2.09% APY2.09%60 moStandard
$50,000-$99,999savings2.23% APY2.23%Standard
48-Month Certificatecd_48mo2.33% APY2.33%48 moStandard
36-Month Certificatecd_36mo2.58% APY2.58%36 moStandard
$100,000 Or Moresavings2.72% APY2.72%Standard
24-Month Certificatecd_24mo2.82% APY2.82%24 moStandard
18-Month Certificatecd_18mo3.07% APY3.07%18 moStandard
6-Month Certificatecd_6mo3.46% APY3.46%6 moStandard
36-Month Certificatecd_36mo3.50% APY3.50%36 moStandard
12-Month Certificatecd_12mo3.75% APY3.75%12 moStandard
15-Month Certificatecd_15mo3.75% APY3.75%15 moStandard
60-Month Certificatecd_60mo4.75% APY4.75%60 moStandard
84-Month Certificatecd_84mo5.00% APY5.00%84 moStandard
120-Month Certificatecd_120mo5.50% APY5.50%120 moStandard

Personal loan rates from 2% APR. Savings and certificate yields up to 5.50% APY.

Source: RateAPI.dev, verified from Michigan Columbus Credit Union's official website

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About Michigan Columbus Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4K
Assets
$75.3M
Founded
1947
Locations reported
2
NCUA charter
5554
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Michigan Columbus Credit Union

Membership eligibility from Michigan Columbus Credit Union's own published criteria. How we verify this.

Community charter: live/work in Livonia, MI

  • LocationMI

Verified from Michigan Columbus Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Michigan Columbus Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Michigan Columbus Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does Michigan Columbus Credit Union offer?

Michigan Columbus Credit Union currently offers personal loan rates. The rates shown on this page were last verified July 31, 2026 directly from the credit union's official website.

How often are Michigan Columbus Credit Union rates updated?

RateAPI verifies Michigan Columbus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 31, 2026.

Where does RateAPI get Michigan Columbus Credit Union's rate data?

Rate data is collected directly from Michigan Columbus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Michigan Columbus Credit Union's personal loan rate?

As of July 31, 2026, Michigan Columbus Credit Union offers personal loans from 2% APR.

What is Michigan Columbus Credit Union's best CD rate?

As of July 31, 2026, Michigan Columbus Credit Union offers savings and certificate (CD) yields up to 5.50% APY.

Related Rate Data

Compare Michigan Columbus Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Michigan Columbus Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Michigan Columbus Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/michigan-columbus" \
  -H "Authorization: Bearer YOUR_API_KEY"