Downriver Community Credit Union
Verified rate book
Current Downriver Community Credit Union rates
11 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.625% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 6.000% APR | 6.000% | — | Standard |
| 5/1 ARM5 1 arm | 5.875% APR | 5.875% | — | Standard |
| 7/1 ARM7 1 arm | 6.000% APR | 6.000% | — | Standard |
| One-Time Close Constructionother | 6.875% APR | 6.875% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.990% APR | 5.990% | used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.490% APR | 6.490% | — | Standard |
| HELOC (Variable)heloc_variable | 7.250% APR | 7.250% | — | Standard |
| HELOC (Variable)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Gold Cardcredit_card | 10.990% APR | 10.990% | — | Standard |
As of August 4, 2026, Downriver Community Credit Union offers a 30-year fixed mortgage at 6.625% APR. Auto loans available from 4.99% APR. HELOC rates from 6.49% APR. Credit card rates from 10.99% APR.
Source: RateAPI.dev, verified from Downriver Community Credit Union's official website
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About Downriver Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.3K
- Assets
- $193.5M
- Founded
- 1942
- Locations reported
- 3
- NCUA charter
- 4853
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Downriver Community Credit Union
Membership eligibility from Downriver Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Wayne, Monroe
- LocationWayne, Monroe
Cost to join: About $5.
Verified from Downriver Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Downriver Community Credit Union?
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Frequently Asked Questions
What rates does Downriver Community Credit Union offer?
Downriver Community Credit Union currently offers mortgage, Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Downriver Community Credit Union rates updated?
RateAPI verifies Downriver Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Downriver Community Credit Union's rate data?
Rate data is collected directly from Downriver Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Downriver Community Credit Union's mortgage rate?
As of August 4, 2026, Downriver Community Credit Union offers a 30-year fixed mortgage at 6.625% APR.
What are Downriver Community Credit Union's auto loan rates?
As of August 4, 2026, Downriver Community Credit Union offers auto loans from 4.99% APR.
What is Downriver Community Credit Union's HELOC rate?
As of August 4, 2026, Downriver Community Credit Union offers home equity lines of credit from 6.49% APR.
Related Rate Data
Compare Downriver Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Downriver Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/downriver-community" \
-H "Authorization: Bearer YOUR_API_KEY"