Construction Credit Union
Verified rate book
Current Construction Credit Union rates
34 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 7.070% APR | 7.070% | — | Standard |
| 15-Year Fixed15 year fixed | 6.420% APR | 6.420% | — | Standard |
| 20-Year Fixed20 year fixed | 7.070% APR | 7.070% | — | Standard |
| 30 Yr Mortgageother | 7.070% APR | 7.070% | — | Standard |
Auto & vehicle rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.250% APR | 5.250% | — | Standard |
| Up to 36-Month Auto Loanauto_any_36mo | 5.250% APR | 5.250% | 36 mo | Standard |
| 36-Month Auto Loan (2023–2026)auto_any_36mo | 5.250% APR | 5.250% | 36 mo | Standard |
| Up to 60-Month Auto Loanauto_any_60mo | 5.750% APR | 5.750% | 60 mo | Standard |
| 60-Month Auto Loan (2023–2026)auto_any_60mo | 5.750% APR | 5.750% | 60 mo | Standard |
| RV Loanrv | 6.000% APR | 6.000% | — | Standard |
| 72-Month Auto Loan (2023–2026)auto_any_72mo | 6.000% APR | 6.000% | 72 mo | Standard |
| Up to 72-Month Auto Loanauto_any_72mo | 6.000% APR | 6.000% | 72 mo | Standard |
| 60-Month Auto Loan (2020–2022)auto_any_60mo | 6.250% APR | 6.250% | 60 mo | Standard |
| Vehicles 2019 and Belowauto_any_48mo | 6.500% APR | 6.500% | 48 mo | Standard |
| Up to 48-Month Auto Loanauto_any_48mo | 6.500% APR | 6.500% | 48 mo | Standard |
| 120-Month New Boat Loan (2025–2026)boat_new_120mo | 7.500% APR | 7.500% | 120 mo · new | Standard |
| Boat Loanboat | 7.500% APR | 7.500% | — | Standard |
| Up to 120-Month Auto Loanauto_any_120mo | 7.500% APR | 7.500% | 120 mo | Standard |
| Boats 2024 & and olderboat_used_120mo | 7.750% APR | 7.750% | 120 mo · used | Standard |
| (NEW) Classic Vehiclesauto_new_72mo | 8.750% APR | 8.750% | 72 mo · new | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 7.250% APR | 7.250% | — | Standard |
| Home Equity Installment Loanheloc | 8.250% APR | 8.250% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Secured by Sharespersonal_secured | 6.000% APR | 6.000% | — | Standard |
| Signature Installment Loanpersonal_unsecured | 8.750% APR | 8.750% | — | Standard |
| Signature Loanpersonal_unsecured | 10.750% APR | 10.750% | — | Standard |
| Personal Line of Creditploc_variable | 10.750% APR | 10.750% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 6.870% APR | 6.870% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 6.870% APR | 6.870% | — | Standard |
| Visa Gold,credit_card | 11.990% APR | 11.990% | — | Standard |
| VISA Classic,credit_card | 13.990% APR | 13.990% | — | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR as low asother | 5.250% % | 5.250% | — | Standard |
| APR up to 60 monthsother | 6.000% % | 6.000% | — | Standard |
| APR - ZERO POINTSother | 6.420% % | 6.420% | — | Standard |
| APR up to 120 monthsother | 8.250% % | 8.250% | — | Standard |
As of August 4, 2026, Construction Credit Union offers a 30-year fixed mortgage at 7.07% APR. Vehicle loans available from 5.25% APR. HELOC rates from 7.25% APR. Personal loan rates from 6% APR. Credit card rates from 6.87% APR.
Source: RateAPI.dev, verified from Construction Credit Union's official website
Loading branch locator…
About Construction Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $33.7M
- Founded
- 1974
- Locations reported
- 1
- NCUA charter
- 21798
- Charter type
- Federal credit union
Services and member support
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Construction Credit Union
Membership eligibility from Construction Credit Union's own published criteria. How we verify this.
Membership via the Construction Association of Michigan +1 more
- AssociationConstruction Association of Michigan, Home Builders Assocation
Cost to join: About $5.
Verified from Construction Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Construction Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Construction Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Construction Credit Union offer?
Construction Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Construction Credit Union rates updated?
RateAPI verifies Construction Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Construction Credit Union's rate data?
Rate data is collected directly from Construction Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Construction Credit Union's mortgage rate?
As of August 4, 2026, Construction Credit Union offers a 30-year fixed mortgage at 7.07% APR.
What are Construction Credit Union's auto, rv & boat loan rates?
As of August 4, 2026, Construction Credit Union offers vehicle loans from 5.25% APR.
What is Construction Credit Union's HELOC rate?
As of August 4, 2026, Construction Credit Union offers home equity lines of credit from 7.25% APR.
What is Construction Credit Union's personal loan rate?
As of August 4, 2026, Construction Credit Union offers personal loans from 6% APR.
Related Rate Data
Compare Construction Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Construction Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Michigan credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Construction Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/construction" \
-H "Authorization: Bearer YOUR_API_KEY"