Baraga County Credit Union
Verified rate book
Current Baraga County Credit Union rates
33 published offers verified as of August 4, 2026.
Mortgage rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2015 & Older (48 Months)other | 6.250% APR | 6.250% | — | Standard |
| 2015 & Older (60 Months)other | 6.750% APR | 6.750% | — | Standard |
| 2020 and Older (48 Months)other | 6.750% APR | 6.750% | — | Standard |
| 2015 & Older (120 Months)other | 7.250% APR | 7.250% | — | Standard |
| 2020 and Older (60 Months)other | 7.250% APR | 7.250% | — | Standard |
| 2020 and Older (72 Months)other | 7.750% APR | 7.750% | — | Standard |
| 2020 and Older (72 months)other | 8.250% APR | 8.250% | — | Standard |
| 2020 and Older (84 months)other | 8.250% APR | 8.250% | — | Standard |
| 2015 & Older (144 Months)other | 8.250% APR | 8.250% | — | Standard |
| Note Refinanceother | 16.250% APR | 16.250% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| All Auto Loans (48 Months)auto_any_48mo | 4.250% APR | 4.250% | 48 mo | Standard |
| All Auto Loans (60 Months)auto_any_60mo | 4.750% APR | 4.750% | 60 mo | Standard |
| All Auto Loans (36 Months)auto_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard |
| All Auto Loans (72 Months)auto_any_72mo | 5.250% APR | 5.250% | 72 mo | Standard |
| All Auto Loans (84 Months)auto_any_84mo | 5.750% APR | 5.750% | 84 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
| 7-Year Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 7.250% APR | 7.250% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 7.500% APR | 7.500% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured - up to $10,000.00 Max (36 Months)personal_unsecured_36mo | 10.250% APR | 10.250% | 36 mo | Standard |
| Unsecured - up to $10,000.00 Max (48 Months)personal_unsecured_48mo | 11.250% APR | 11.250% | 48 mo | Standard |
| Unsecured - up to $10,000.00 Max (60 Months)personal_unsecured_60mo | 12.250% APR | 12.250% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Certificateshare_certificate_60mo | 2.78% APY | 2.75% | 60 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 2.78% APY | 2.75% | 48 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.03% APY | 3.00% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.29% APY | 3.25% | 24 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.53% APY | 3.50% | 6 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.55% APY | 3.50% | 12 mo | Standard |
| 9-Month Certificateshare_certificate_9mo | 3.60% APY | 3.60% | 9 mo | Standard |
| Share Certificates (SPECIAL OFFER: 9 months)share_certificate_9mo | 3.62% APY | 3.60% | 9 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 120 Months 60 Month Balloonother | 3.250% % | 3.250% | — | Standard |
| Noteother | 16.250% % | 16.250% | — | Standard |
As of August 4, 2026, Baraga County Credit Union offers mortgage rates from 6.25% APR. Auto loans available from 4.25% APR for 48 months. HELOC rates from 6.75% APR. Personal loan rates from 10.25% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 3.62% APY.
Source: RateAPI.dev, verified from Baraga County Credit Union's official website
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About Baraga County Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.8K
- Assets
- $62.4M
- Founded
- 1952
- Locations reported
- 1
- NCUA charter
- 7672
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Baraga County Credit Union
Membership eligibility from Baraga County Credit Union's own published criteria. How we verify this.
Membership criteria are published on Baraga County Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationBaraga — MI
Verified from Baraga County Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Baraga County Credit Union?
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Frequently Asked Questions
What rates does Baraga County Credit Union offer?
Baraga County Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Baraga County Credit Union rates updated?
RateAPI verifies Baraga County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Baraga County Credit Union's rate data?
Rate data is collected directly from Baraga County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Baraga County Credit Union's mortgage rate?
As of August 4, 2026, Baraga County Credit Union offers mortgage rates from 6.25% APR.
What are Baraga County Credit Union's auto loan rates?
As of August 4, 2026, Baraga County Credit Union offers auto loans from 4.25% APR.
What is Baraga County Credit Union's HELOC rate?
As of August 4, 2026, Baraga County Credit Union offers home equity lines of credit from 6.75% APR.
What is Baraga County Credit Union's personal loan rate?
As of August 4, 2026, Baraga County Credit Union offers personal loans from 10.25% APR.
What is Baraga County Credit Union's best CD rate?
As of August 4, 2026, Baraga County Credit Union offers savings and certificate (CD) yields up to 3.62% APY.
Related Rate Data
Compare Baraga County Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Baraga County Credit Union rates
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# Get rates for Baraga County Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/baraga-county" \
-H "Authorization: Bearer YOUR_API_KEY"