Aac Credit Union

Grand Rapids, Michigan
Last verified: August 4, 2026
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Verified rate book

Current Aac Credit Union rates

40 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Aac Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 48-Month Auto Loanauto_any_48mo4.990% APR4.990%48 moStandard
60-Month Auto Loanauto_any_60mo4.990% APR4.990%60 moStandard
72-Month Auto Loanauto_any_72mo5.490% APR5.490%72 moStandard
84-Month Auto Loanauto_any_84mo5.990% APR5.990%84 moStandard
Up to 60-Month Auto Loanauto_any_60mo8.490% APR8.490%60 moStandard

Personal loan rates

2 offers
Aac Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Share-Secured Loanpersonal_secured_48mo5.990% APR5.990%48 moStandard
48-Month Signature Loanpersonal_unsecured_48mo12.990% APR12.990%48 moStandard

Savings & CD rates

32 offers
Aac Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.10% APY0.10%—Standard
Checking ($2,000–$9,999)savings0.15% APY0.15%—Standard
Power Checkingsavings0.15% APY0.15%—Standard
Checking ($10,000–$24,999)savings0.20% APY0.20%—Standard
Checking ($25,000–$49,999)savings0.25% APY0.25%—Standard
Money Marketmoney_market0.30% APY0.30%—Standard
Checking ($2,000–$9,999)savings0.30% APY0.30%—Standard
Checking ($50,000+)savings0.40% APY0.40%—Standard
IRAira0.50% APY0.50%—Standard
Checking ($1.01–$1,000)savings0.50% APY0.50%—Standard
Savings & Checking ($500.00)savings0.50% APY0.50%—Standard
Checking ($50,000–$99,999)savings0.60% APY0.60%—Standard
Checking ($100,000–$249,999)savings0.75% APY0.75%—Standard
Checking ($1,000.01–$5,000)savings0.75% APY0.75%—Standard
Checking ($5,000.01–$25,000)savings1.00% APY1.00%—Standard
Savings & Checking (OVER $25,000.01)savings1.00% APY1.00%—Standard
Checking ($250,000+)savings1.00% APY1.00%—Standard
HYS with FreePlus Checking Accountsavings3.50% APY3.50%—Standard
Certificates of Deposit (Let it Grow CD)cd3.50% APY3.50%—Standard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
36-Month Certificatecd_36mo3.50% APY3.50%36 moStandard
48-Month Certificatecd_48mo3.50% APY3.50%48 moStandard
60-Month Certificatecd_60mo3.50% APY3.50%60 moStandard
Checking (Up to $50,000)savings3.50% APY3.50%—Standard
18-Month Certificatecd_18mo3.60% APY3.60%18 moStandard
12-Month Certificatecd_12mo3.70% APY3.70%12 moStandard
9-Month Certificatecd_9mo3.75% APY3.75%9 moStandard
6-Month Certificatecd_6mo3.80% APY3.80%6 moStandard
Free Plus Checkingsavings4.00% APY4.00%—Standard
Certificates of Deposit (Youth CD Special)cd4.00% APY4.00%—Eligibility restricted
Checking (Up to $10,000)savings4.00% APY4.00%—Standard
13-Month Certificatecd_13mo4.05% APY4.05%13 moStandard

Other rates

1 offer
Aac Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Buy or Buildother4.000% %4.000%—Standard

Auto loans available from 4.99% APR for 48 months. Personal loan rates from 5.99% APR. Savings and certificate yields up to 4.05% APY.

Source: RateAPI.dev, verified from Aac Credit Union's official website

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About Aac Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.8K
Assets
$211.2M
Founded
1937
Locations reported
8
NCUA charter
62217
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ConsumersWalker · Walker · MI · 49534Branch in the same ZIPHonorHonor Credit Union · Jenison · MI · 49428About 3.9 miles awayLake MichiganJenison · Jenison · MI · 49428-8356About 3.9 miles awayMembers FirstMembers First Credit Union - Jenison Office · Jenison · MI · 49428About 3.9 miles awayWMCUGeorgetown · Jenison · MI · 49428About 3.9 miles awayCredit Union OneCUO-GR · Grand Rapids · MI · 49504-2640About 4.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Aac Credit Union

Membership eligibility from Aac Credit Union's own published criteria. How we verify this.

Membership criteria are published on Aac Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Aac Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Aac Credit Union?

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Frequently Asked Questions

What rates does Aac Credit Union offer?

Aac Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Aac Credit Union rates updated?

RateAPI verifies Aac Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Aac Credit Union's rate data?

Rate data is collected directly from Aac Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Aac Credit Union's auto loan rates?

As of August 4, 2026, Aac Credit Union offers auto loans from 4.99% APR.

What is Aac Credit Union's personal loan rate?

As of August 4, 2026, Aac Credit Union offers personal loans from 5.99% APR.

What is Aac Credit Union's best CD rate?

As of August 4, 2026, Aac Credit Union offers savings and certificate (CD) yields up to 4.05% APY.

Related Rate Data

Compare Aac Credit Union's rates against national credit-union benchmarks.

More Michigan credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Aac Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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