Worcester Credit Union
Verified rate book
Current Worcester Credit Union rates
4 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 4.240% APR | 4.240% | 48 mo | Standard |
| 36-Month Auto Loanauto_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Ongoing Rateheloc | 7.990% APR | 7.990% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Save for Success Hybrid Certificateshare_certificate_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
Auto loans available from 4.24% APR for 48 months. HELOC rates from 7.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Worcester Credit Union's official website
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About Worcester Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.4K
- Assets
- $107.1M
- Founded
- 1976
- Locations reported
- 1
- NCUA charter
- 64144
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Worcester Credit Union
Membership eligibility from Worcester Credit Union's own published criteria. How we verify this.
Community charter: live/work in Worcester
- LocationWorcester
- OccupationFederal, State or Municipal employee, Elected or Appointed official, employee of a private or regional school system
Verified from Worcester Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Worcester Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Worcester Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Worcester Credit Union offer?
Worcester Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Worcester Credit Union rates updated?
RateAPI verifies Worcester Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Worcester Credit Union's rate data?
Rate data is collected directly from Worcester Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Worcester Credit Union's auto loan rates?
As of August 4, 2026, Worcester Credit Union offers auto loans from 4.24% APR.
What is Worcester Credit Union's HELOC rate?
As of August 4, 2026, Worcester Credit Union offers home equity lines of credit from 7.99% APR.
What is Worcester Credit Union's best CD rate?
As of August 4, 2026, Worcester Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Worcester Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Worcester Credit Union rates
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# Get rates for Worcester Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/worcester" \
-H "Authorization: Bearer YOUR_API_KEY"