Somerset Credit Union
Verified rate book
Current Somerset Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Auto Loan Rates (12 Months to 72 Months)auto_any_12mo | 5.500% APR | 5.500% | 12 mo · any | Standard |
| Motorcycle Loan Rates (12 Months to 60 Months)motorcycle_any_12mo | 7.500% APR | 7.500% | 12 mo | Standard |
| Boat & RV Loan Rates (12 Months to 72 Months)boat_any_12mo | 8.250% APR | 8.250% | 12 mo | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year HELOC (Variable)heloc_variable | 6.125% APR | 6.125% | — | Standard |
| Fixed-Rate Home Equity Loan - 1st Lien (10 Years)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| Fixed-Rate Home Equity Loan - 1st Lien (15 Years)heloc_fixed | 6.375% APR | 6.375% | — | Standard |
| Fixed Rate Home Equity Loan – 2nd Mortgage (5 Years)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| Fixed Rate Home Equity Loan – 2nd Mortgage (10 Years)heloc_fixed | 7.000% APR | 6.875% | — | Standard |
| Fixed Rate Home Equity Loan – 2nd Mortgage (15 Years)heloc_fixed | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 9.000% APR | 9.000% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 9.000% APR | 9.000% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.000% APR | 9.000% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.250% APR | 9.250% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.250% APR | 9.250% | 60 mo | Standard |
Vehicle loans available from 5.5% APR for 12 months. HELOC rates from 6.125% APR. Personal loan rates from 9% APR.
Source: RateAPI.dev, verified from Somerset Credit Union's official website
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About Somerset Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.7K
- Assets
- $261.9M
- Founded
- 1936
- Locations reported
- 2
- NCUA charter
- 24239
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Somerset Credit Union
Membership eligibility from Somerset Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bristol, Plymouth, Barnstable +3 more, MA, RI
- LocationBristol, Plymouth, Barnstable, Kent, Newport, Providence — MA, RI
Cost to join: About $5.
Verified from Somerset Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Somerset Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Somerset Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Somerset Credit Union offer?
Somerset Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Somerset Credit Union rates updated?
RateAPI verifies Somerset Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Somerset Credit Union's rate data?
Rate data is collected directly from Somerset Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Somerset Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Somerset Credit Union offers vehicle loans from 5.5% APR.
What is Somerset Credit Union's HELOC rate?
As of August 4, 2026, Somerset Credit Union offers home equity lines of credit from 6.125% APR.
What is Somerset Credit Union's personal loan rate?
As of August 4, 2026, Somerset Credit Union offers personal loans from 9% APR.
Related Rate Data
Compare Somerset Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Somerset Credit Union rates
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# Get rates for Somerset Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/somerset" \
-H "Authorization: Bearer YOUR_API_KEY"