Santo Christo Credit Union
Verified rate book
Current Santo Christo Credit Union rates
18 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.500% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| 3/1 ARM3 1 arm | 5.750% APR | 5.750% | — | Standard |
| 5/1 ARM5 1 arm | 6.000% APR | 6.000% | — | Standard |
| 20-Year Fixed20 year fixed | 6.250% APR | 6.250% | — | Standard |
| First Mortgage (Fixed Rate)other | 5.750% APR | 5.750% | — | Standard |
HELOC rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10 Year Fixed Second Mortgageheloc_fixed | 5.500% APR | 5.500% | — | Standard |
| Second Mortgage (Fixed Rate)heloc_fixed | 5.500% APR | 5.500% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.750% APR | 5.750% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.750% APR | 5.750% | — | Standard |
| 10-Year Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| 15-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| 20-Year Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.900% APR | 11.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Insured Savings Accountsavings | 0.05% APY | 0.05% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 620 Score Or Higher (24 - 63)other | 6.000% % | 6.000% | — | Standard |
| 620 Score Or Higher (64 - 75)other | 6.300% % | 6.300% | — | Standard |
| 620 Score Or Higher (76 - 84)other | 7.200% % | 7.200% | — | Standard |
As of August 4, 2026, Santo Christo Credit Union offers a 30-year fixed mortgage at 6.5% APR. HELOC rates from 5.5% APR. Credit card rates from 11.9% APR. Savings and certificate yields up to 0.05% APY.
Source: RateAPI.dev, verified from Santo Christo Credit Union's official website
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About Santo Christo Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2K
- Assets
- $19.2M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 9822
- Charter type
- Federal credit union
Services and member support
- Financial counseling
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
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Who Can Join Santo Christo Credit Union
Membership eligibility from Santo Christo Credit Union's own published criteria. How we verify this.
Membership criteria are published on Santo Christo Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationBristol — MA
Verified from Santo Christo Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Santo Christo Credit Union offer?
Santo Christo Credit Union currently offers mortgage, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Santo Christo Credit Union rates updated?
RateAPI verifies Santo Christo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Santo Christo Credit Union's rate data?
Rate data is collected directly from Santo Christo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Santo Christo Credit Union's mortgage rate?
As of August 4, 2026, Santo Christo Credit Union offers a 30-year fixed mortgage at 6.5% APR.
What is Santo Christo Credit Union's HELOC rate?
As of August 4, 2026, Santo Christo Credit Union offers home equity lines of credit from 5.5% APR.
What is Santo Christo Credit Union's best CD rate?
As of August 4, 2026, Santo Christo Credit Union offers savings and certificate (CD) yields up to 0.05% APY.
Related Rate Data
Compare Santo Christo Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Santo Christo Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/santo-christo" \
-H "Authorization: Bearer YOUR_API_KEY"