Quincy Credit Union

Quincy, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Quincy Credit Union rates

47 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

12 offers
Quincy Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.500% APR6.500%—Standard
15-Year Fixed15 year fixed6.375% APR6.375%—Standard
Jumbo 15-Year Fixed15 year fixed6.375% APR6.375%—Standard
5/1 ARM5 1 arm6.000% APR6.000%—Standard
Jumbo 5/1 ARM5 1 arm6.000% APR6.000%—Standard
7/1 ARM7 1 arm6.250% APR6.250%—Standard
10-Year Fixed10 year fixed6.250% APR6.250%—Standard
Jumbo 10-Year Fixed10 year fixed6.250% APR6.250%—Standard
Jumbo 7/1 ARM7 1 arm6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.500% APR6.500%—Standard
Jumbo 10/1 ARM10 1 arm6.500% APR6.500%—Standard
10/1 ARM10 1 arm6.500% APR6.500%—Standard

Auto & vehicle rates

8 offers
Quincy Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 36-Month New Auto Loanauto_new_36mo3.990% APR3.990%36 mo · newStandard
Up to 36-Month Used Auto Loanauto_used_36mo3.990% APR3.990%36 mo · usedStandard
Used Auto Loans (37 - 48 months)auto_used_48mo4.500% APR4.500%48 mo · usedStandard
New Auto Loans (37 - 48 months)auto_new_48mo4.500% APR4.500%48 mo · newStandard
New Auto Loans (49 - 72 months)auto_new_72mo4.750% APR4.750%72 mo · newStandard
Used Auto Loans (49 - 72 months)auto_used_72mo4.750% APR4.750%72 mo · usedStandard
New Auto Loans (73 - 84 months)auto_new_84mo5.000% APR5.000%84 mo · newStandard
Up to 120-Month RV Loanrv_any_120mo7.740% APR7.740%120 moStandard

HELOC rates

2 offers
Quincy Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard
Home Equity Loan (Fixed)heloc_fixed8.000% APR8.000%—Standard

Personal loan rates

2 offers
Quincy Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Unsecured Personal Loanpersonal_unsecured_48mo12.650% APR12.650%48 moStandard
Overdraft Protection (Reserve Credit)personal12.900% APR12.900%—Standard

Credit card rates

2 offers
Quincy Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Traditional Credit Card (Variable Rate)credit_card8.740% APR8.740%—Standard
VISA Signature Credit Card (Variable Rate)credit_card_platinum17.750% APR17.750%—Standard

Savings & CD rates

21 offers
Quincy Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Certificatecd_72mo2.71% APY2.71%72 moStandard
72-Month Certificatecd_72mo2.71% APY2.71%72 moStandard
72-Month Certificatecd_72mo2.75% APY2.75%72 moStandard
36-Month Certificatecd_36mo2.96% APY2.96%36 moStandard
24-Month Certificatecd_24mo2.96% APY2.96%24 moStandard
24-Month Certificatecd_24mo2.96% APY2.96%24 moStandard
60-Month Certificatecd_60mo2.96% APY2.96%60 moStandard
60-Month Certificatecd_60mo2.96% APY2.96%60 moStandard
48-Month Certificatecd_48mo2.96% APY2.96%48 moStandard
48-Month Certificatecd_48mo2.96% APY2.96%48 moStandard
36-Month Certificatecd_36mo2.96% APY2.96%36 moStandard
60-Month Certificatecd_60mo3.00% APY3.00%60 moStandard
24-Month Certificatecd_24mo3.00% APY3.00%24 moStandard
36-Month Certificatecd_36mo3.00% APY3.00%36 moStandard
48-Month Certificatecd_48mo3.00% APY3.00%48 moStandard
12-Month Certificatecd_12mo3.20% APY3.20%12 moStandard
12-Month Certificatecd_12mo3.20% APY3.20%12 moStandard
12-Month Certificatecd_12mo3.25% APY3.25%12 moStandard
6-Month Certificatecd_6mo3.78% APY3.78%6 moStandard
6-Month Certificatecd_6mo3.78% APY3.78%6 moStandard
6-Month Certificatecd_6mo3.85% APY3.85%6 moStandard

As of August 4, 2026, Quincy Credit Union offers a 30-year fixed mortgage at 6.5% APR. Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.25% APR. Personal loan rates from 12.65% APR. Credit card rates from 8.74% APR. Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from Quincy Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Quincy Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other MA credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#1 of 31Used Auto Loan (best offer, cars)
Percentile bandTop 4%among comparable MA offers
Products tracked5in this dated snapshot
Best-position spread165 bp better than state medianState market leader
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
30-Year Fixed Mortgage (purchase)6.50% APR#13 of 20 · top 65%5.57%6.44%6 bp behind state median
New Auto Loan (best offer, cars)3.99% APR#1 of 25 · top 4%3.99%4.99%100 bp better than state median
Used Auto Loan (best offer, cars)3.99% APR#1 of 31 · top 4%3.99%5.64%165 bp better than state median
HELOC (best offer)6.25% APR#32 of 47 · top 69%3.75%6.00%25 bp behind state median
Personal Loan (unsecured, best offer)12.65% APR#63 of 66 · top 96%4.00%8.50%415 bp behind state median

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About Quincy Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
39.3K
Assets
$733M
Founded
1937
Locations reported
4
NCUA charter
67709
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BrightbridgeQuincy · Quincy · MA · 02169Branch in the same ZIPMass BayQuincy Center · Quincy · MA · 02169Branch in the same ZIPTaupa LithuanianDisaster recovery · Quincy · MA · 02170-3204About 1.8 miles awayLiberty BayLiberty Bay Credit Union · Braintree · MA · 02184-3909About 2.4 miles awayBoston FirefightersGranite Ave Back Office · Milton · MA · 02186About 3.4 miles awayTremontExecutive Offices and Operations Center · Milton · MA · 02186About 3.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Quincy Credit Union

Membership eligibility from Quincy Credit Union's own published criteria. How we verify this.

Membership criteria are published on Quincy Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Quincy Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Quincy Credit Union?

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Frequently Asked Questions

What rates does Quincy Credit Union offer?

Quincy Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Quincy Credit Union rates updated?

RateAPI verifies Quincy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Quincy Credit Union's rate data?

Rate data is collected directly from Quincy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Quincy Credit Union's mortgage rate?

As of August 4, 2026, Quincy Credit Union offers a 30-year fixed mortgage at 6.5% APR.

What are Quincy Credit Union's auto & rv loan rates?

As of August 4, 2026, Quincy Credit Union offers vehicle loans from 3.99% APR.

What is Quincy Credit Union's HELOC rate?

As of August 4, 2026, Quincy Credit Union offers home equity lines of credit from 6.25% APR.

What is Quincy Credit Union's personal loan rate?

As of August 4, 2026, Quincy Credit Union offers personal loans from 12.65% APR.

What is Quincy Credit Union's best CD rate?

As of August 4, 2026, Quincy Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

Compare Quincy Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track Quincy Credit Union rates

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# Get rates for Quincy Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/quincy" \
  -H "Authorization: Bearer YOUR_API_KEY"
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