Liberty Bay Credit Union
Verified rate book
Current Liberty Bay Credit Union rates
24 published offers verified as of August 4, 2026.
Mortgage rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.689% APR | 6.625% | — | Standard |
| 100% LTV 30 Year Fixed30 year fixed | 6.901% APR | 6.750% | — | Standard |
| 15-Year Fixed15 year fixed | 6.102% APR | 6.000% | — | Standard |
| 10-Year Fixed10 year fixed | 6.144% APR | 6.000% | — | Standard |
| 7/1 First Time Homebuyer Program7 1 arm | 6.403% APR | 6.250% | — | Standard |
| 5/1 ARM5 1 arm | 6.412% APR | 6.125% | — | Standard |
| 7/1 ARM7 1 arm | 6.433% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.458% APR | 6.375% | — | Standard |
| 10/1 ARM10 1 arm | 6.563% APR | 6.500% | — | Standard |
| Home Possibleother | 6.425% APR | 6.375% | — | Standard |
| Fixed First Time Homebuyer Programother | 6.744% APR | 6.625% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday Loanpersonal | 8.990% APR | 8.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.740% APR | 9.740% | — | Standard |
| Premier Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Certificatecd_36mo | 3.00% APY | 2.96% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 3.00% APY | 2.96% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 3.00% APY | 2.96% | 48 mo | Standard |
| 3-Month Certificatecd_3mo | 3.00% APY | 2.96% | 3 mo | Standard |
| 24-Month Certificatecd_24mo | 3.25% APY | 3.20% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.20% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.35% APY | 3.30% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.44% | 6 mo | Standard |
| 5-Month Certificatecd_5mo | 3.95% APY | 3.87% | 5 mo | Standard |
| 13-Month Certificatecd_13mo | 4.10% APY | 4.02% | 13 mo | Standard |
As of August 4, 2026, Liberty Bay Credit Union offers a 30-year fixed mortgage at 6.689% APR. Personal loan rates from 8.99% APR. Savings and certificate yields up to 4.10% APY.
Source: RateAPI.dev, verified from Liberty Bay Credit Union's official website
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About Liberty Bay Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 21.7K
- Assets
- $839.9M
- Founded
- 1917
- Locations reported
- 4
- NCUA charter
- 67541
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Liberty Bay Credit Union
Membership eligibility from Liberty Bay Credit Union's own published criteria. How we verify this.
Membership criteria are published on Liberty Bay Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationMA
Cost to join: About $5.
Verified from Liberty Bay Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Liberty Bay Credit Union?
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Frequently Asked Questions
What rates does Liberty Bay Credit Union offer?
Liberty Bay Credit Union currently offers mortgage, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Liberty Bay Credit Union rates updated?
RateAPI verifies Liberty Bay Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Liberty Bay Credit Union's rate data?
Rate data is collected directly from Liberty Bay Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Liberty Bay Credit Union's mortgage rate?
As of August 4, 2026, Liberty Bay Credit Union offers a 30-year fixed mortgage at 6.689% APR.
What is Liberty Bay Credit Union's personal loan rate?
As of August 4, 2026, Liberty Bay Credit Union offers personal loans from 8.99% APR.
What is Liberty Bay Credit Union's best CD rate?
As of August 4, 2026, Liberty Bay Credit Union offers savings and certificate (CD) yields up to 4.10% APY.
Related Rate Data
Compare Liberty Bay Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Liberty Bay Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/liberty-bay" \
-H "Authorization: Bearer YOUR_API_KEY"