Manchester Credit Union
Verified rate book
Current Manchester Credit Union rates
4 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Car and Boatboat_new | 4.250% APR | 4.250% | new | Standard |
| Used Car and Boatboat_used | 5.750% APR | 5.750% | used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loanpersonal | 10.000% APR | 10.000% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Christmas Clubsavings | 0.10% APY | 0.10% | — | Standard |
Boat loans available from 4.25% APR. Personal loan rates from 10% APR. Savings and certificate yields up to 0.10% APY.
Source: RateAPI.dev, verified from Manchester Credit Union's official website
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About Manchester Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 296
- Assets
- $1.3M
- Founded
- 1962
- Locations reported
- 2
- NCUA charter
- 15296
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Manchester Credit Union
Membership eligibility from Manchester Credit Union's own published criteria. How we verify this.
Membership via employers (Town of Essex +3 more)
- EmployerTown of Essex, Town of Manchester, Town of Rockport, Landmark School
Verified from Manchester Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Manchester Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Manchester Credit Union ranks against Massachusetts peers.
Frequently Asked Questions
What rates does Manchester Credit Union offer?
Manchester Credit Union currently offers Boat loan, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Manchester Credit Union rates updated?
RateAPI verifies Manchester Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Manchester Credit Union's rate data?
Rate data is collected directly from Manchester Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Manchester Credit Union's boat loan rates?
As of August 3, 2026, Manchester Credit Union offers boat loans from 4.25% APR.
What is Manchester Credit Union's personal loan rate?
As of August 3, 2026, Manchester Credit Union offers personal loans from 10% APR.
What is Manchester Credit Union's best CD rate?
As of August 3, 2026, Manchester Credit Union offers savings and certificate (CD) yields up to 0.10% APY.
Related Rate Data
Compare Manchester Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Manchester Credit Union rates
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Use it via API
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# Get rates for Manchester Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/manchester" \
-H "Authorization: Bearer YOUR_API_KEY"