Central One Credit Union
Verified rate book
Current Central One Credit Union rates
3 published offers verified as of August 4, 2026.
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Signature Loanpersonal_unsecured | 9.130% APR | 9.130% | — | Standard |
| Personal Access Line of Credit (PAL)ploc_variable | 9.990% APR | 9.990% | — | Standard |
Personal loan rates from 3% APR.
Source: RateAPI.dev, verified from Central One Credit Union's official website
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About Central One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 39.1K
- Assets
- $882.7M
- Founded
- 1952
- Locations reported
- 9
- NCUA charter
- 8218
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Central One Credit Union
Membership eligibility from Central One Credit Union's own published criteria. How we verify this.
Membership criteria are published on Central One Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationWorcester — MA
Verified from Central One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Central One Credit Union?
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Frequently Asked Questions
What rates does Central One Credit Union offer?
Central One Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Central One Credit Union rates updated?
RateAPI verifies Central One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Central One Credit Union's rate data?
Rate data is collected directly from Central One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Central One Credit Union's personal loan rate?
As of August 4, 2026, Central One Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Central One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Central One Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Central One Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/central-one" \
-H "Authorization: Bearer YOUR_API_KEY"