Washington County Teachers Credit Union
Verified rate book
Current Washington County Teachers Credit Union rates
37 published offers verified as of August 4, 2026.
Auto & vehicle rates
26 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loan (2024–2025)auto_used | 3.750% APR | 3.750% | used | Standard |
| New Auto Loan (2025–2026)auto_new | 3.750% APR | 3.750% | new | Standard |
| 48-Month New Auto Loan (2025–2026)auto_new_48mo | 4.000% APR | 4.000% | 48 mo · new | Standard |
| 48-Month Used Auto Loan (2024–2025)auto_used_48mo | 4.000% APR | 4.000% | 48 mo · used | Standard |
| New/Used Vehicleauto_any | 4.250% APR | 4.250% | any | Standard |
| 60-Month New Auto Loan (2025–2026)auto_new_60mo | 4.250% APR | 4.250% | 60 mo · new | Standard |
| 60-Month Used Auto Loan (2024–2025)auto_used_60mo | 4.250% APR | 4.250% | 60 mo · used | Standard |
| 72-Month New Auto Loan (2025–2026)auto_new_72mo | 4.500% APR | 4.500% | 72 mo · new | Standard |
| 72-Month Used Auto Loan (2024–2025)auto_used_72mo | 4.500% APR | 4.500% | 72 mo · used | Standard |
| Used Auto Loan (2021–2023)auto_used | 4.750% APR | 4.750% | used | Standard |
| 48-Month Used Auto Loan (2021–2023)auto_used_48mo | 5.000% APR | 5.000% | 48 mo · used | Standard |
| Used Auto Loan (2020 and Older)auto_used | 5.250% APR | 5.250% | used | Standard |
| 60-Month Used Auto Loan (2021–2023)auto_used_60mo | 5.250% APR | 5.250% | 60 mo · used | Standard |
| 84-Month New Auto Loan (2025–2026)auto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| 48-Month Used Auto Loan (2020 and Older)auto_used_48mo | 5.500% APR | 5.500% | 48 mo · used | Standard |
| 72-Month Used Auto Loan (2021–2023)auto_used_72mo | 5.750% APR | 5.750% | 72 mo · used | Standard |
| 60-Month Used Auto Loan (2020 and Older)auto_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| Used Auto Loan (2023–2025)auto_used | 6.250% APR | 6.250% | used | Standard |
| 48-Month Used Auto Loan (2023–2025)auto_used_48mo | 6.500% APR | 6.500% | 48 mo · used | Standard |
| New RV Loanrv_new | 6.750% APR | 6.750% | new | Standard |
| 60-Month Used Auto Loan (2023–2025)auto_used_60mo | 7.000% APR | 7.000% | 60 mo · used | Standard |
| Used Auto Loan (2020–2022)auto_used | 7.000% APR | 7.000% | used | Standard |
| Used RV Loanrv_used | 7.000% APR | 7.000% | used | Standard |
| 48-Month Used Auto Loan (2020–2022)auto_used_48mo | 7.250% APR | 7.250% | 48 mo · used | Standard |
| 72-Month Used Auto Loan (2023–2025)auto_used_72mo | 7.500% APR | 7.500% | 72 mo · used | Standard |
| 60-Month Used Auto Loan (2020–2022)auto_used_60mo | 7.750% APR | 7.750% | 60 mo · used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Home Equity Loan: Up to 80% LTV. $10,000 - $200,000heloc_fixed | 5.000% APR | 5.000% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.000% APR | 5.000% | — | Standard |
| HELOCheloc | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 9.500% APR | 9.500% | — | Standard |
| Personal Loanpersonal | 9.500% APR | 9.500% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Certificateshare_certificate_12mo | 1.49% APY | 1.49% | 12 mo | Standard |
| Share Draft/Checkingsavings | 1.49% APY | 1.49% | — | Standard |
| Share Savingsavings | 1.50% APY | 1.50% | — | Standard |
| Money Marketmoney_market | 1.74% APY | 1.74% | — | Standard |
| 36-Month Certificateshare_certificate_36mo | 1.98% APY | 1.98% | 36 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 1.98% APY | 1.98% | 24 mo | Standard |
Vehicle loans available from 3.75% APR. HELOC rates from 5% APR. Personal loan rates from 9.5% APR. Savings and certificate yields up to 1.98% APY.
Source: RateAPI.dev, verified from Washington County Teachers Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Washington County Teachers Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other MD credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 4.00% APR | #5 of 20 · top 25% | 2.99% | 4.49% | 49 bp better than state median |
| Used Auto Loan (best offer, cars) | 4.00% APR | #1 of 17 · top 6% | 4.00% | 4.74% | 74 bp better than state median |
| HELOC (best offer) | 5.00% APR | #6 of 18 · top 34% | 3.99% | 6.00% | 100 bp better than state median |
| Personal Loan (unsecured, best offer) | 9.50% APR | #19 of 25 · top 76% | 4.00% | 7.75% | 175 bp behind state median |
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About Washington County Teachers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.5K
- Assets
- $96M
- Founded
- 1949
- Locations reported
- 3
- NCUA charter
- 6353
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Washington County Teachers Credit Union
Membership eligibility from Washington County Teachers Credit Union's own published criteria. How we verify this.
Membership via employers (Washington County Public Schools +1 more)
- EmployerWashington County Public Schools, Hagerstown Community College
Cost to join: About $5.
Verified from Washington County Teachers Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Washington County Teachers Credit Union?
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Frequently Asked Questions
What rates does Washington County Teachers Credit Union offer?
Washington County Teachers Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Washington County Teachers Credit Union rates updated?
RateAPI verifies Washington County Teachers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Washington County Teachers Credit Union's rate data?
Rate data is collected directly from Washington County Teachers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Washington County Teachers Credit Union's auto & rv loan rates?
As of August 4, 2026, Washington County Teachers Credit Union offers vehicle loans from 3.75% APR.
What is Washington County Teachers Credit Union's HELOC rate?
As of August 4, 2026, Washington County Teachers Credit Union offers home equity lines of credit from 5% APR.
What is Washington County Teachers Credit Union's personal loan rate?
As of August 4, 2026, Washington County Teachers Credit Union offers personal loans from 9.5% APR.
What is Washington County Teachers Credit Union's best CD rate?
As of August 4, 2026, Washington County Teachers Credit Union offers savings and certificate (CD) yields up to 1.98% APY.
Related Rate Data
Compare Washington County Teachers Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Washington County Teachers Credit Union rates
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# Get rates for Washington County Teachers Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/washington-county-teachers" \
-H "Authorization: Bearer YOUR_API_KEY"