Point Breeze Credit Union
Verified rate book
Current Point Breeze Credit Union rates
26 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.125% APR | 6.125% | — | Standard |
| 15-Year Fixed15 year fixed | 5.875% APR | 5.875% | — | Standard |
| 5/1 ARM5 1 arm | 5.250% APR | 5.250% | — | Standard |
| 7/1 ARM7 1 arm | 5.500% APR | 5.500% | — | Standard |
| 10-Year Fixed10 year fixed | 5.625% APR | 5.625% | — | Standard |
| 20-Year Fixed20 year fixed | 6.000% APR | 6.000% | — | Standard |
| 5 Year Fixedother | 4.875% APR | 4.875% | — | Standard |
| 5 Year Fixedother | 5.740% APR | 5.240% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Auto or Truckauto_any_36mo | 4.490% APR | 4.490% | 36 mo · any | Standard |
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| New & Used Auto or Truckauto_any_48mo | 4.740% APR | 4.740% | 48 mo · any | Standard |
| New & Used Auto or Truckauto_any_60mo | 4.990% APR | 4.990% | 60 mo · any | Standard |
| New & Used Auto or Truckauto_any_72mo | 5.240% APR | 5.240% | 72 mo · any | Standard |
| New & Used Auto or Truckauto_any_84mo | 5.990% APR | 5.990% | 84 mo · any | Standard |
| New & Used Motorcycle/Boat/RVmotorcycle_any_36mo | 5.990% APR | 5.990% | 36 mo · any | Standard |
| New & Used Motorcycle/Boat/RVmotorcycle_any_48mo | 6.490% APR | 6.490% | 48 mo · any | Standard |
| New & Used Motorcycle/Boat/RVmotorcycle_any_72mo | 7.490% APR | 7.490% | 72 mo · any | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Apply for a Home Equityheloc | 5.240% APR | 5.240% | — | Standard |
| 5-Year Home Equity Loan (Fixed)heloc_fixed | 5.240% APR | 5.240% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share (Savings) Securedpersonal_secured_120mo | 5.000% APR | 5.000% | 120 mo | Standard |
| Home Improvementpersonal_unsecured_120mo | 7.750% APR | 7.750% | 120 mo | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 8.950% APR | 8.950% | 60 mo | Standard |
| Home Improvementpersonal | 10.584% APR | 10.584% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Point Breeze Visa® Credit Cardcredit_card | 12.500% APR | 12.500% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Free Checking PLUS+savings | 3.00% APY | 3.00% | — | Standard |
| Certificatecd | 3.80% APY | 3.80% | — | Standard |
As of August 4, 2026, Point Breeze Credit Union offers a 30-year fixed mortgage at 6.125% APR. Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 5.24% APR. Personal loan rates from 5% APR. Credit card rates from 12.5% APR. Savings and certificate yields up to 3.80% APY.
Source: RateAPI.dev, verified from Point Breeze Credit Union's official website
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About Point Breeze Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 67.6K
- Assets
- $1B
- Founded
- 1935
- Locations reported
- 6
- NCUA charter
- 66585
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Point Breeze Credit Union
Membership eligibility from Point Breeze Credit Union's own published criteria. How we verify this.
Membership via employers (Employees and retirees of businesses located within 20 miles of a Point Breeze office) or the Members and volunteers of community org…
- EmployerEmployees and retirees of businesses located within 20 miles of a Point Breeze office
- AssociationMembers and volunteers of community organizations located within 20 miles of a Point Breeze office
Cost to join: About $5.
Verified from Point Breeze Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Point Breeze Credit Union?
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Frequently Asked Questions
What rates does Point Breeze Credit Union offer?
Point Breeze Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Point Breeze Credit Union rates updated?
RateAPI verifies Point Breeze Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Point Breeze Credit Union's rate data?
Rate data is collected directly from Point Breeze Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Point Breeze Credit Union's mortgage rate?
As of August 4, 2026, Point Breeze Credit Union offers a 30-year fixed mortgage at 6.125% APR.
What are Point Breeze Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Point Breeze Credit Union offers vehicle loans from 4.49% APR.
What is Point Breeze Credit Union's HELOC rate?
As of August 4, 2026, Point Breeze Credit Union offers home equity lines of credit from 5.24% APR.
What is Point Breeze Credit Union's personal loan rate?
As of August 4, 2026, Point Breeze Credit Union offers personal loans from 5% APR.
What is Point Breeze Credit Union's best CD rate?
As of August 4, 2026, Point Breeze Credit Union offers savings and certificate (CD) yields up to 3.80% APY.
Related Rate Data
Compare Point Breeze Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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