Freedom of Maryland Credit Union
Verified rate book
Current Freedom of Maryland Credit Union rates
46 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgage Loan Rates (Term 10 years)other | 5.000% APR | 5.000% | — | Standard |
| Mortgage Loan Rates (Term 15 years)other | 5.250% APR | 5.250% | — | Standard |
| Mortgage Loan Rates (Term 20 years)other | 5.500% APR | 5.500% | — | Standard |
| Mortgage Loan Rates (Term 30 years)other | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month New Motorcycle Loanmotorcycle_new_48mo | 4.990% APR | 4.990% | 48 mo · new | Standard |
| 48-Month Used Motorcycle Loanmotorcycle_used_48mo | 5.490% APR | 5.490% | 48 mo · used | Standard |
| 72-Month New Boat Loanboat_new_72mo | 5.540% APR | 5.540% | 72 mo · new | Standard |
| New and Used RVrv_any_180mo | 5.740% APR | 5.740% | 180 mo · any | Standard |
| 48-Month New Auto Loanauto_new_48mo | 5.940% APR | 5.940% | 48 mo · new | Standard |
| 72-Month Used Boat Loanboat_used_72mo | 5.990% APR | 5.990% | 72 mo · used | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 6.340% APR | 6.340% | 48 mo · used | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Type Fixed-rate Home Equity Loan 1,4 (Receive $1,000 towards closing costs) 2 (As low as) 3heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| Loan Type Variable-rate HELOC 1,4 (No closing costs) 2heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC (Variable)heloc_variable | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Type Anything Loan (Terms to 60 months)personal_unsecured_60mo | 4.990% APR | 4.990% | 60 mo | Standard |
| Loan Type Variable-Rate Line of Creditploc_variable | 11.490% APR | 11.490% | — | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Card Type Educator Visa 2,3credit_card | 6.750% APR | 6.750% | — | Standard |
| Credit Cardcredit_card | 7.490% APR | 7.490% | — | Standard |
| Card Type Visa Platinum (Based on prime 2,3 )credit_card_platinum | 11.240% APR | 11.240% | — | Standard |
| Card Type Visa Platinum Rewards (Based on prime 2,3 )credit_card_rewards | 12.740% APR | 12.740% | — | Standard |
| Card Type Visa Signature (Based on prime 2,3 )credit_card_platinum | 13.240% APR | 13.240% | — | Standard |
Savings & CD rates
23 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Account Type (Account balance that does not meet earnings criteria)savings | 0.05% APY | 0.05% | — | Standard |
| Account Type Individual Retirement Account (IRA)ira | 0.10% APY | 0.10% | — | Standard |
| Account Type Share Savings*share_savings | 0.10% APY | 0.10% | — | Standard |
| Account Type First Home Registry 2,3savings | 0.10% APY | 0.10% | — | Standard |
| Account Type Monthly balance $10,000.01 and oversavings | 0.25% APY | 0.25% | — | Standard |
| Account Type Educator Savings: $10,001 **savings | 0.35% APY | 0.35% | — | Standard |
| Account Type Journey Youth Savings (Monthly balance of $1,501.00+)savings | 0.50% APY | 0.50% | — | Eligibility restricted |
| Account Type Educator Savings: $1-$10,000**savings | 2.50% APY | 2.50% | — | Standard |
| Account Type Journey Youth Savings (Monthly balance of $0.01 - $1,500.00)savings | 3.00% APY | 3.00% | — | Eligibility restricted |
| Account Type Monthly balance of $0.01 - $10,000.00savings | 3.00% APY | 3.00% | — | Standard |
| 6-Month Certificatecd_6mo | 3.46% APY | 3.50% | 6 mo | Standard |
| Term 52-Week SPECIALsavings | 3.50% APY | 3.55% | — | Standard |
| Term 18-Month SPECIAL 6,7,8,9cd_18mo | 3.50% APY | 3.55% | 18 mo | Standard |
| Term 25-Month SPECIAL 6,7,8,9,10cd_25mo | 3.55% APY | 3.60% | 25 mo | Standard |
| Term 36-Month Bump-Upcd_36mo | 3.55% APY | 3.60% | 36 mo | Standard |
| 25-Month Certificatecd_25mo | 3.55% APY | 3.55% | 25 mo | Standard |
| 24-Month Certificatecd_24mo | 3.55% APY | 3.60% | 24 mo | Standard |
| Term 48-Month Bump-Upcd_48mo | 3.65% APY | 3.70% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 3.65% APY | 3.70% | 36 mo | Standard |
| 42-Month Certificatecd_42mo | 3.70% APY | 3.70% | 42 mo | Standard |
| 48-Month Certificatecd_48mo | 3.75% APY | 3.80% | 48 mo | Standard |
| Term 55-Month SPECIAL 6,7,8,9,10cd_55mo | 3.75% APY | 3.80% | 55 mo | Standard |
| 60-Month Certificatecd_60mo | 3.75% APY | 3.80% | 60 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Anything Loanother | 4.990% % | 4.990% | — | Standard |
| Card Typeother | 7.490% % | 7.490% | — | Standard |
As of August 4, 2026, Freedom of Maryland Credit Union offers mortgage rates from 5% APR. Vehicle loans available from 4.99% APR for 48 months. HELOC rates from 6.24% APR. Personal loan rates from 4.99% APR. Credit card rates from 6.75% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Freedom of Maryland Credit Union's official website
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About Freedom of Maryland Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 43.2K
- Assets
- $563.7M
- Founded
- 1953
- Locations reported
- 8
- NCUA charter
- 8550
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Freedom of Maryland Credit Union
Membership eligibility from Freedom of Maryland Credit Union's own published criteria. How we verify this.
Community charter: live/work in Baltimore County, Carroll County, Harford County
- LocationBaltimore County, Carroll County, Harford County
Cost to join: About $1.
Verified from Freedom of Maryland Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Freedom of Maryland Credit Union?
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Frequently Asked Questions
What rates does Freedom of Maryland Credit Union offer?
Freedom of Maryland Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Freedom of Maryland Credit Union rates updated?
RateAPI verifies Freedom of Maryland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Freedom of Maryland Credit Union's rate data?
Rate data is collected directly from Freedom of Maryland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Freedom of Maryland Credit Union's mortgage rate?
As of August 4, 2026, Freedom of Maryland Credit Union offers mortgage rates from 5% APR.
What are Freedom of Maryland Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Freedom of Maryland Credit Union offers vehicle loans from 4.99% APR.
What is Freedom of Maryland Credit Union's HELOC rate?
As of August 4, 2026, Freedom of Maryland Credit Union offers home equity lines of credit from 6.24% APR.
What is Freedom of Maryland Credit Union's personal loan rate?
As of August 4, 2026, Freedom of Maryland Credit Union offers personal loans from 4.99% APR.
What is Freedom of Maryland Credit Union's best CD rate?
As of August 4, 2026, Freedom of Maryland Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Freedom of Maryland Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Freedom of Maryland Credit Union
curl "https://api.rateapi.dev/credit-unions/maryland/freedom-of-maryland" \
-H "Authorization: Bearer YOUR_API_KEY"