Truchoice Credit Union
Verified rate book
Current Truchoice Credit Union rates
2 published offers verified as of August 4, 2026.
Awaiting fresh data: auto rates appeared in the latest dated market snapshot, but those rows are outside the current serving window. We do not present stale figures as current rates.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.006% APR | 7.006% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Cash Back Rewards Credit Cardcredit_card_cash_back | 18.000% APR | 18.000% | — | Standard |
HELOC rates from 7.006% APR. Credit card rates from 18% APR.
Source: RateAPI.dev, verified from Truchoice Credit Union's official website
Latest available market position · Snapshot July 25, 2026
Truchoice Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other ME credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 4.25% APR | #3 of 9 · top 34% | 2.75% | 4.65% | 40 bp better than state median |
| Used Auto Loan (best offer, cars) | 4.25% APR | #2 of 10 · top 20% | 4.00% | 5.00% | 75 bp better than state median |
| HELOC (best offer) | 7.01% APR | #23 of 24 · top 96% | 4.99% | 6.42% | 59 bp behind state median |
| 12-Month CD (best APY) | 4.00% APY | #2 of 20 · top 10% | 4.00% | 3.65% | 35 bp better than state median |
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About Truchoice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.6K
- Assets
- $253.6M
- Founded
- 1955
- Locations reported
- 4
- NCUA charter
- 10100
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Truchoice Credit Union
Membership eligibility from Truchoice Credit Union's own published criteria. How we verify this.
Community charter: live/work in Androscoggin, Cumberland, Franklin +7 more, ME
- LocationAndroscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, York — ME
Verified from Truchoice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Truchoice Credit Union?
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Frequently Asked Questions
What rates does Truchoice Credit Union offer?
Truchoice Credit Union currently offers HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Truchoice Credit Union rates updated?
RateAPI verifies Truchoice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Truchoice Credit Union's rate data?
Rate data is collected directly from Truchoice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Truchoice Credit Union's HELOC rate?
As of August 4, 2026, Truchoice Credit Union offers home equity lines of credit from 7.006% APR.
Related Rate Data
Compare Truchoice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Truchoice Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Truchoice Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/truchoice" \
-H "Authorization: Bearer YOUR_API_KEY"