Evergreen Credit Union

Portland, Maine
Last verified: August 4, 2026
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Verified rate book

Current Evergreen Credit Union rates

64 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

23 offers
Evergreen Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 24-Month Auto Loanauto_any_24mo3.990% APR3.990%24 moStandard
Up to 48-Month Auto Loanauto_any_48mo4.240% APR4.240%48 moStandard
Up to 24-Month Motorcycle Loanmotorcycle_any_24mo4.490% APR4.490%24 moStandard
Up to 60-Month Auto Loanauto_any_60mo4.490% APR4.490%60 moStandard
Up to 72-Month Auto Loanauto_any_72mo4.740% APR4.740%72 moStandard
Up to 48-Month Motorcycle Loanmotorcycle_any_48mo4.990% APR4.990%48 moStandard
Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 24 months)powersports_any_24mo4.990% APR4.990%24 moStandard
Boats / Campers / RVs / Large Tractors (Up to 60 months)boat_any_60mo5.490% APR5.490%60 moStandard
Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 48 months)powersports_any_48mo5.490% APR5.490%48 moStandard
Up to 60-Month Motorcycle Loanmotorcycle_any_60mo5.740% APR5.740%60 moStandard
Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 60 months)powersports_any_60mo5.740% APR5.740%60 moStandard
Up to 84-Month Auto Loanauto_any_84mo5.990% APR5.990%84 moStandard
Boats / Campers / RVs / Large Tractors (Up to 84 months)boat_any_84mo5.990% APR5.990%84 moStandard
Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 72 Months)powersports_any_72mo6.240% APR6.240%72 moStandard
1st Time Auto Loans (Up to 24 months)auto_any_24mo6.240% APR6.240%24 moStandard
1st Time Auto Loans (Up to 36 months)auto_any_36mo6.490% APR6.490%36 moStandard
Up to 72-Month Motorcycle Loanmotorcycle_any_72mo6.490% APR6.490%72 moStandard
Boats / Campers / RVs / Large Tractors (Up to 120 months)boat_any_120mo6.490% APR6.490%120 moStandard
1st Time Auto Loans (Up to 48 months)auto_any_48mo6.490% APR6.490%48 moStandard
1st Time Auto Loans (Up to 60 months)auto_any_60mo6.740% APR6.740%60 moStandard
Snowmobiles / ATVs / Powered Watercraft (non-boat) (Up to 84 Months)powersports_any_84mo6.740% APR6.740%84 moStandard
Boats / Campers / RVs / Large Tractors (Up to 144 months)boat_any_144mo6.740% APR6.740%144 moStandard
Boats / Campers / RVs / Large Tractors (Up to 180 months)boat_any_180mo6.990% APR6.990%180 moStandard

HELOC rates

4 offers
Evergreen Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loans/Lines (Up to 60 months)heloc6.000% APR6.000%—Standard
Home Equity Loans/Lines (HELOC 5)heloc_variable6.250% APR6.250%—Standard
Home Equity Loans/Lines (Up to 120 months)heloc6.250% APR6.250%—Standard
Home Equity Loans/Lines (Up to 180 months)heloc6.500% APR6.500%—Standard

Personal loan rates

5 offers
Evergreen Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
EasyCash Loan 1personal_unsecured_12mo8.990% APR8.990%12 moStandard
Personal Loan 1personal_unsecured_48mo10.490% APR10.490%48 moStandard
Debt Consolidation Loan 2personal_unsecured_48mo11.740% APR11.740%48 moStandard
TAP Personal Line of Credit 4,5ploc_variable11.750% APR11.750%—Standard
Overdraft Protection 4personal11.990% APR11.990%—Standard

Credit card rates

3 offers
Evergreen Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SunSelect Credit Cardcredit_card8.990% APR8.990%—Standard
APEX Business Credit Cardcredit_card_business9.990% APR9.990%—Standard
SunSelect Secured Credit Cardcredit_card_secured11.990% APR11.990%—Standard

Savings & CD rates

29 offers
Evergreen Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas Club Sharesavings0.05% APY0.05%—Specialty offer
Rise High-Yield Checking - Balances over $10,000.00savings0.05% APY0.05%—Standard
Business Share Savingsshare_savings0.05% APY0.05%—Standard
Rise High-Yield Checking - Transactions: Less than $750.00savings0.05% APY0.05%—Standard
Sprout Savingssavings0.05% APY0.05%—Standard
$2,500 - $24,999.99savings0.40% APY0.40%—Standard
$2,500 - $14,999.99savings0.40% APY0.40%—Standard
IRA Money Marketira0.50% APY0.50%—Standard
$15,000 - $49,999.99savings0.50% APY0.50%—Standard
$25,000 - $49,999.99savings0.50% APY0.50%—Standard
$50,000 - $99,999.99savings1.10% APY1.10%—Standard
$50,000 - $99.999.99savings1.30% APY1.30%—Standard
$100,000 - $249,999.99savings1.30% APY1.30%—Standard
$250,000 Or Moresavings1.89% APY1.89%—Standard
Share Certificates - Personal & Business (Saver Certificate - 12 Months 2)share_certificate_12mo2.96% APY2.96%12 moStandard
Rise High-Yield Checking - Transactions: $750 - $1,499.99 (Balances up to $10,000.00)savings3.00% APY3.00%—Standard
Share Certificates - Personal & Business (36 months 4)share_certificate_36mo3.30% APY3.30%36 moStandard
IRA Certificates (36 months 4)ira_cd_36mo3.30% APY3.30%36 moStandard
Share Certificates - Personal & Business (48 months 4)share_certificate_48mo3.35% APY3.35%48 moStandard
48-Month IRA Certificateira_cd_48mo3.35% APY3.35%48 moStandard
IRA Certificates (60 months 4)ira_cd_60mo3.44% APY3.44%60 moStandard
Share Certificates - Personal & Business (60 months 4)share_certificate_60mo3.44% APY3.44%60 moStandard
IRA Certificates (24 months 3)ira_cd_24mo3.73% APY3.73%24 moStandard
Share Certificates - Personal & Business (24 months 3)share_certificate_24mo3.73% APY3.73%24 moStandard
IRA Certificates (12 months 2)ira_cd_12mo3.93% APY3.93%12 moStandard
Share Certificates - Personal & Business (12 months 2)share_certificate_12mo3.93% APY3.93%12 moStandard
IRA Certificates (6 months 1)ira_cd_6mo3.97% APY3.97%6 moStandard
Share Certificates - Personal & Business (6 months 1)share_certificate_6mo3.97% APY3.97%6 moStandard
Rise High-Yield Checking - Transactions:$1,500 or more (Balances up to $10,000.00)savings6.00% APY6.00%—Standard

Vehicle loans available from 3.99% APR for 24 months. HELOC rates from 6% APR. Personal loan rates from 8.99% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 6.00% APY.

Source: RateAPI.dev, verified from Evergreen Credit Union's official website

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About Evergreen Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
32.7K
Assets
$641.4M
Founded
1951
Locations reported
5
NCUA charter
68038
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CportMain Office · Portland · ME · 04103Branch in the same ZIPCumberland CountyPortland · Portland · ME · 04103Branch in the same ZIPMaine SavingsPortland, Forest Ave · Portland · ME · 04103Branch in the same ZIPTown & CountryNorthgate Branch · Portland · ME · 04103Branch in the same ZIPAncorumAncorum Credit Union · Portland · ME · 04101About 2.7 miles awayEmpeopleMunjoy Hill · Portland · ME · 04101-3888About 2.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Evergreen Credit Union

Membership eligibility from Evergreen Credit Union's own published criteria. How we verify this.

Membership criteria are published on Evergreen Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Evergreen Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Evergreen Credit Union?

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Frequently Asked Questions

What rates does Evergreen Credit Union offer?

Evergreen Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Evergreen Credit Union rates updated?

RateAPI verifies Evergreen Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Evergreen Credit Union's rate data?

Rate data is collected directly from Evergreen Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Evergreen Credit Union's auto, boat, motorcycle & powersports loan rates?

As of August 4, 2026, Evergreen Credit Union offers vehicle loans from 3.99% APR.

What is Evergreen Credit Union's HELOC rate?

As of August 4, 2026, Evergreen Credit Union offers home equity lines of credit from 6% APR.

What is Evergreen Credit Union's personal loan rate?

As of August 4, 2026, Evergreen Credit Union offers personal loans from 8.99% APR.

What is Evergreen Credit Union's best CD rate?

As of August 4, 2026, Evergreen Credit Union offers savings and certificate (CD) yields up to 6.00% APY.

Related Rate Data

Compare Evergreen Credit Union's rates against national credit-union benchmarks.

More Maine credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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