Oxford Credit Union

Mexico, Maine
Last verified: August 4, 2026
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Verified rate book

Current Oxford Credit Union rates

38 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

16 offers
Oxford Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.750% APR4.750%newStandard
RV Loanrv4.750% APR4.750%—Standard
New RV'srv_new_35mo4.750% APR4.750%35 mo · newStandard
Used Auto Loanauto_used4.950% APR4.950%usedStandard
Used RV'srv_used_35mo4.950% APR4.950%35 mo · usedStandard
New RV'srv_new_59mo5.150% APR5.150%59 mo · newStandard
59-Month New Auto Loanauto_new_59mo5.150% APR5.150%59 mo · newStandard
59-Month Used Auto Loanauto_used_59mo5.350% APR5.350%59 mo · usedStandard
Used RV'srv_used_59mo5.350% APR5.350%59 mo · usedStandard
35-Month New Auto Loanauto_new_35mo5.650% APR4.750%35 mo · newStandard
83-Month New Auto Loanauto_new_83mo5.650% APR5.650%83 mo · newStandard
New RV'srv_new_83mo5.650% APR5.650%83 mo · newStandard
83-Month Used Auto Loanauto_used_83mo5.850% APR5.850%83 mo · usedStandard
Used RV'srv_used_83mo5.850% APR5.850%83 mo · usedStandard
New RV'srv_new_144mo6.450% APR6.450%144 mo · newStandard
Used RV'srv_used_144mo6.650% APR6.650%144 mo · usedStandard

HELOC rates

2 offers
Oxford Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.500% APR6.500%—Standard
Home Equity Loan (Fixed)heloc_fixed6.750% APR6.750%—Standard

Personal loan rates

7 offers
Oxford Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Personal Loanpersonal_secured4.900% APR4.900%—Standard
Unsecured Personal Loanpersonal_unsecured6.900% APR6.900%—Standard
Home Improvementpersonal_unsecured_120mo7.250% APR7.250%120 moStandard
Unsecured Home Improvementpersonal_unsecured_60mo8.000% APR8.000%60 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo8.890% APR8.890%60 moStandard
Unsecured Home Improvementpersonal_unsecured_120mo9.000% APR9.000%120 moStandard
Overdraft Protection LOCpersonal15.000% APR15.000%—Standard

Savings & CD rates

13 offers
Oxford Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.10% APY0.10%—Standard
Club Accountsavings0.10% APY0.10%—Specialty offer
IRAira0.10% APY0.10%—Standard
Money Market ($2,500–$25,000)money_market2.00% APY2.00%—Standard
3 Month Certificatecd_5mo2.25% APY2.25%5 moStandard
Money Market (Over $25,000 - $75,000)money_market2.25% APY2.25%—Standard
Money Market (Over $75,000)money_market2.50% APY2.50%—Standard
12 Month Certificatecd_23mo3.80% APY3.80%23 moStandard
6 Month Certificatecd_11mo3.80% APY3.80%11 moStandard
24 Month Certificatecd_35mo3.85% APY3.85%35 moStandard
36 Month Certificatecd_47mo3.90% APY3.90%47 moStandard
60-Month Certificatecd_60mo3.95% APY3.95%60 moStandard
48 Month Certificatecd_59mo3.95% APY3.95%59 moStandard

Vehicle loans available from 4.75% APR. HELOC rates from 6.5% APR. Personal loan rates from 4.9% APR. Savings and certificate yields up to 3.95% APY.

Source: RateAPI.dev, verified from Oxford Credit Union's official website

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About Oxford Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
20.3K
Assets
$370.2M
Founded
1938
Locations reported
3
NCUA charter
2645
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

OtisOtis Federal Credit Union · Jay · ME · 04239-4902About 14.6 miles awayFranklin-SomersetFarmington · FARMINGTON · ME · 04938About 20.7 miles awayUniversityFarmington · Farmington · ME · 04938-1930About 20.7 miles awayDirigoSouth Paris · South Paris · ME · 04281About 21.1 miles awayCommunityCCU Turner Branch · Turner · ME · 04282About 23.3 miles awayK VOakland Branch · Oakland · ME · 04963-5013About 30.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Oxford Credit Union

Membership eligibility from Oxford Credit Union's own published criteria. How we verify this.

Community charter: live/work in Androscoggin, Cumberland, Franklin +7 more

  • LocationAndroscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, York

Cost to join: About $5.

Verified from Oxford Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Oxford Credit Union?

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Frequently Asked Questions

What rates does Oxford Credit Union offer?

Oxford Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Oxford Credit Union rates updated?

RateAPI verifies Oxford Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Oxford Credit Union's rate data?

Rate data is collected directly from Oxford Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Oxford Credit Union's auto & rv loan rates?

As of August 4, 2026, Oxford Credit Union offers vehicle loans from 4.75% APR.

What is Oxford Credit Union's HELOC rate?

As of August 4, 2026, Oxford Credit Union offers home equity lines of credit from 6.5% APR.

What is Oxford Credit Union's personal loan rate?

As of August 4, 2026, Oxford Credit Union offers personal loans from 4.9% APR.

What is Oxford Credit Union's best CD rate?

As of August 4, 2026, Oxford Credit Union offers savings and certificate (CD) yields up to 3.95% APY.

Related Rate Data

Compare Oxford Credit Union's rates against national credit-union benchmarks.

More Maine credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Oxford Credit Union
curl "https://api.rateapi.dev/credit-unions/maine/oxford" \
  -H "Authorization: Bearer YOUR_API_KEY"
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