Xplore Credit Union

Metairie, Louisiana
Last verified: August 4, 2026
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Verified rate book

Current Xplore Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Xplore Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month New Auto Loanauto_new_84mo4.490% APR4.490%84 mo · newStandard
84-Month Used Auto Loanauto_used_84mo4.990% APR4.990%84 mo · usedStandard
1st Time Auto Loanauto_any_60mo6.990% APR6.990%60 moStandard
Boats, RVs, & Campersboat_any_120mo7.240% APR7.240%120 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo7.240% APR7.240%60 moStandard

Credit card rates

4 offers
Xplore Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Xplore Platinum Visacredit_card_platinum8.900% APR8.900%—Standard
Xplore Rewards Visacredit_card_rewards9.900% APR9.900%—Standard
Xplore Secured Visacredit_card_secured14.900% APR14.900%—Standard
Xplore Student Visacredit_card_student18.000% APR18.000%—Standard

Savings & CD rates

5 offers
Xplore Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Certificatecd_12mo2.50% APY2.50%12 moStandard
36-Month Certificatecd_36mo2.75% APY2.75%36 moStandard
60-Month Certificatecd_60mo2.75% APY2.75%60 moStandard
24-Month Certificatecd_24mo3.00% APY3.00%24 moStandard
6-Month Certificatecd_6mo3.25% APY3.25%6 moStandard

Vehicle loans available from 4.49% APR for 84 months. Credit card rates from 8.9% APR. Savings and certificate yields up to 3.25% APY.

Source: RateAPI.dev, verified from Xplore Credit Union's official website

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About Xplore Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7.8K
Assets
$151.2M
Founded
1978
Locations reported
5
NCUA charter
23017
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Keesler7701 West Airline Branch/Back Office · Metairie · LA · 70003Branch in the same ZIPEpicEPIC FCU · Metairie · LA · 70006About 1.4 miles awayJefferson Parish EmployeesEast Jefferson General Hospital Branch · Metairie · LA · 70006-2970About 1.4 miles awayLa CapitolMetairie · Metairie · LA · 70006-5324About 1.4 miles awayPost Office Employees'Main Office · Metairie · LA · 70001-2492About 2.7 miles awayThe New Orleans Firemen'sMetairie · Metairie · LA · 70001-2406About 2.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Xplore Credit Union

Membership eligibility from Xplore Credit Union's own published criteria. How we verify this.

Community charter: live/work in Jefferson, Orleans, St. Tammany

  • LocationJefferson, Orleans, St. Tammany

Verified from Xplore Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Xplore Credit Union?

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Frequently Asked Questions

What rates does Xplore Credit Union offer?

Xplore Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Xplore Credit Union rates updated?

RateAPI verifies Xplore Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Xplore Credit Union's rate data?

Rate data is collected directly from Xplore Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Xplore Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Xplore Credit Union offers vehicle loans from 4.49% APR.

What is Xplore Credit Union's best CD rate?

As of August 4, 2026, Xplore Credit Union offers savings and certificate (CD) yields up to 3.25% APY.

Related Rate Data

Compare Xplore Credit Union's rates against national credit-union benchmarks.

More Louisiana credit unionsAuto loan rate benchmarkCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Xplore Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/xplore" \
  -H "Authorization: Bearer YOUR_API_KEY"
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