Epic Credit Union
Verified rate book
Current Epic Credit Union rates
21 published offers verified as of August 3, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month New Auto Loanauto_new_60mo | 4.450% APR | 4.450% | 60 mo · new | Standard |
| Enterprise Car Sales Used Vehicle Loanauto_used_72mo | 5.750% APR | 5.750% | 72 mo · used | Standard |
| New Boat/Motorcycle/RV Loanboat_new_60mo | 7.990% APR | 7.990% | 60 mo · new | Standard |
| Reliable Wheels Program Auto Loanauto_any_60mo | 18.000% APR | 18.000% | 60 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Closed End Signature Loanpersonal_unsecured_60mo | 9.650% APR | 9.650% | 60 mo | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Tuition Loan Plus+student | 7.900% APR | 7.900% | — | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 6.990% APR | 6.990% | — | Standard |
| Credit Cardcredit_card | 6.990% APR | 6.990% | — | Standard |
| Visa Platinum Studentcredit_card_student | 12.000% APR | 12.000% | — | Standard |
| Secured Credit Cardcredit_card_secured | 15.000% APR | 15.000% | — | Standard |
| Visa Platinum Rewardscredit_card_rewards | 17.990% APR | 17.990% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Certificateshare_certificate_36mo | 2.80% APY | 2.76% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.95% APY | 2.91% | 60 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.60% APY | 3.54% | 6 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.65% APY | 3.59% | 24 mo | Standard |
| Share Certificates 12-18 Monthsshare_certificate_12mo | 3.80% APY | 3.73% | 12 mo | Standard |
| Stars & Stripes Certificate (CD)share_certificate_12mo | 4.25% APY | 4.25% | 12 mo | Standard |
| EPIC Savers Youth Share Certificateshare_certificate_12mo | 5.00% APY | 4.88% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 5.00% APY | 5.00% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Whole Home Generator Loanother | 6.650% % | 6.650% | — | Standard |
Vehicle loans available from 4.45% APR for 60 months. HELOC rates from 5% APR. Personal loan rates from 9.65% APR. Credit card rates from 6.99% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Epic Credit Union's official website
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About Epic Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.7K
- Assets
- $165.8M
- Founded
- 1935
- Locations reported
- 3
- NCUA charter
- 404
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Epic Credit Union
Membership eligibility from Epic Credit Union's own published criteria. How we verify this.
Membership criteria are published on Epic Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Epic Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Epic Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Epic Credit Union ranks against Louisiana peers.
Frequently Asked Questions
What rates does Epic Credit Union offer?
Epic Credit Union currently offers vehicle loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Epic Credit Union rates updated?
RateAPI verifies Epic Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Epic Credit Union's rate data?
Rate data is collected directly from Epic Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Epic Credit Union's auto & boat loan rates?
As of August 3, 2026, Epic Credit Union offers vehicle loans from 4.45% APR.
What is Epic Credit Union's HELOC rate?
As of August 3, 2026, Epic Credit Union offers home equity lines of credit from 5% APR.
What is Epic Credit Union's personal loan rate?
As of August 3, 2026, Epic Credit Union offers personal loans from 9.65% APR.
What is Epic Credit Union's best CD rate?
As of August 3, 2026, Epic Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Epic Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Epic Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Epic Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/epic" \
-H "Authorization: Bearer YOUR_API_KEY"