Total Choice Credit Union
Verified rate book
Current Total Choice Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New or Used Autos/Trucksauto_any_24mo | 5.000% APR | 5.000% | 24 mo · any | Standard |
| New or Used Autos/Trucksauto_any_72mo | 5.750% APR | 5.750% | 72 mo · any | Standard |
| New or Used Autos/Trucksauto_any_84mo | 6.000% APR | 6.000% | 84 mo · any | Standard |
| Used Autos/Trucksauto_used_24mo | 6.740% APR | 6.740% | 24 mo · used | Standard |
| Used Autos/Trucksauto_used_72mo | 6.990% APR | 6.990% | 72 mo · used | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Closed End Signaturepersonal_unsecured_60mo | 9.500% APR | 9.500% | 60 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Credit Cardcredit_card_secured | 7.900% APR | 7.900% | — | Standard |
| College Student VISA®credit_card_student | 9.500% APR | 9.500% | — | Standard |
| VISA® Goldcredit_card | 10.900% APR | 10.900% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $0.01 - $9,999.99savings | 0.10% APY | 0.10% | — | Standard |
| $0.01 And Upsavings | 0.10% APY | 0.10% | — | Standard |
| $10,000.00 And Upsavings | 0.15% APY | 0.15% | — | Standard |
| 6-Month Certificatecd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.15% APY | 2.15% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 2.20% APY | 2.20% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.30% APY | 2.30% | 36 mo | Standard |
Auto loans available from 5% APR for 24 months. Personal loan rates from 9.5% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 2.30% APY.
Source: RateAPI.dev, verified from Total Choice Credit Union's official website
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About Total Choice Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.4K
- Assets
- $55.1M
- Founded
- 1976
- Locations reported
- 3
- NCUA charter
- 22369
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Total Choice Credit Union
Membership eligibility from Total Choice Credit Union's own published criteria. How we verify this.
Membership criteria are published on Total Choice Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Total Choice Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Total Choice Credit Union?
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Frequently Asked Questions
What rates does Total Choice Credit Union offer?
Total Choice Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Total Choice Credit Union rates updated?
RateAPI verifies Total Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Total Choice Credit Union's rate data?
Rate data is collected directly from Total Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Total Choice Credit Union's auto loan rates?
As of August 4, 2026, Total Choice Credit Union offers auto loans from 5% APR.
What is Total Choice Credit Union's personal loan rate?
As of August 4, 2026, Total Choice Credit Union offers personal loans from 9.5% APR.
What is Total Choice Credit Union's best CD rate?
As of August 4, 2026, Total Choice Credit Union offers savings and certificate (CD) yields up to 2.30% APY.
Related Rate Data
Compare Total Choice Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Total Choice Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/total-choice" \
-H "Authorization: Bearer YOUR_API_KEY"