Ouachita Valley Credit Union
Verified rate book
Current Ouachita Valley Credit Union rates
25 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mobile Home and Land Loanother | 7.000% APR | 7.000% | — | Standard |
| Land Loan++other | 7.000% APR | 7.000% | — | Standard |
| New Mobile Home Loans+++other | 7.800% APR | 7.800% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used Auto Loanauto_used | 4.740% APR | 4.740% | used | Standard |
| New Auto Loanauto_new | 4.740% APR | 4.740% | new | Standard |
| Travel Trailer & Motor Homesrv | 6.240% APR | 6.240% | — | Standard |
| Boat & Jet Ski Loanboat | 6.240% APR | 6.240% | — | Standard |
| ATV & Motorcycle Loanpowersports | 6.240% APR | 6.240% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.500% APR | 6.500% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Share Certificate Secured Loanpersonal_secured | 5.200% APR | 5.200% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 8.990% APR | 8.990% | — | Standard |
| Rewards Credit Cardcredit_card_rewards | 15.750% APR | 15.750% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAs & CDs (Share IRA)ira_cd | 1.51% APY | 1.50% | — | Standard |
| IRAs & CDs (48-Month CD)ira_cd_48mo | 3.25% APY | 3.20% | 48 mo | Standard |
| IRAs & CDs (24-Month CD)ira_cd_24mo | 3.25% APY | 3.20% | 24 mo | Standard |
| IRAs & CDs (36-Month CD)ira_cd_36mo | 3.25% APY | 3.20% | 36 mo | Standard |
| IRAs & CDs (18-Month CD)ira_cd_18mo | 3.30% APY | 3.25% | 18 mo | Standard |
| IRAs & CDs (12-Month CD)ira_cd_12mo | 3.56% APY | 3.50% | 12 mo | Standard |
| IRAs & CDs (6-Month CD)ira_cd_6mo | 3.81% APY | 3.75% | 6 mo | Standard |
| IRAs & CDs (18-Month IRA)ira_cd_18mo | 4.07% APY | 4.00% | 18 mo | Standard |
| IRAs & CDs (24-Month IRA)ira_cd_24mo | 4.33% APY | 4.25% | 24 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New/Used Purchaseother | 6.240% % | 6.240% | — | Standard |
As of August 4, 2026, Ouachita Valley Credit Union offers mortgage rates from 7% APR. Vehicle loans available from 4.74% APR. HELOC rates from 6.5% APR. Personal loan rates from 3.5% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 4.33% APY.
Source: RateAPI.dev, verified from Ouachita Valley Credit Union's official website
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About Ouachita Valley Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 36.6K
- Assets
- $462M
- Founded
- 1955
- Locations reported
- 6
- NCUA charter
- 10181
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ouachita Valley Credit Union
Membership eligibility from Ouachita Valley Credit Union's own published criteria. How we verify this.
Membership criteria are published on Ouachita Valley Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationBienville, Caldwell, Catahoula, Claiborne, East Carroll, Franklin, Jackson, LaSalle, Lincoln, Madison, Morehouse, Ouachita, Richland, Tensas, Union, West Carroll, Winn
Verified from Ouachita Valley Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ouachita Valley Credit Union?
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Frequently Asked Questions
What rates does Ouachita Valley Credit Union offer?
Ouachita Valley Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ouachita Valley Credit Union rates updated?
RateAPI verifies Ouachita Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ouachita Valley Credit Union's rate data?
Rate data is collected directly from Ouachita Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ouachita Valley Credit Union's mortgage rate?
As of August 4, 2026, Ouachita Valley Credit Union offers mortgage rates from 7% APR.
What are Ouachita Valley Credit Union's auto, rv, boat & powersports loan rates?
As of August 4, 2026, Ouachita Valley Credit Union offers vehicle loans from 4.74% APR.
What is Ouachita Valley Credit Union's HELOC rate?
As of August 4, 2026, Ouachita Valley Credit Union offers home equity lines of credit from 6.5% APR.
What is Ouachita Valley Credit Union's personal loan rate?
As of August 4, 2026, Ouachita Valley Credit Union offers personal loans from 3.5% APR.
What is Ouachita Valley Credit Union's best CD rate?
As of August 4, 2026, Ouachita Valley Credit Union offers savings and certificate (CD) yields up to 4.33% APY.
Related Rate Data
Compare Ouachita Valley Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Ouachita Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/ouachita-valley" \
-H "Authorization: Bearer YOUR_API_KEY"