Centric Credit Union
Verified rate book
Current Centric Credit Union rates
10 published offers verified as of July 28, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 3.500% APR | 3.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Recreation and Other Secured Loanpersonal_secured | 7.000% APR | 7.000% | — | Standard |
| Signature Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Basic Savingssavings | 0.25% APY | 0.25% | — | Standard |
| Club Accountsavings | 0.35% APY | 0.35% | — | Standard |
| Traditional Individual Retirement Account (IRA)ira | 1.00% APY | 1.00% | — | Standard |
| Max Money Accountsavings | 1.40% APY | 1.40% | — | Standard |
| IRA Certificateira_cd | 3.25% APY | 3.20% | — | Standard |
| Regular Certificatecd | 3.25% APY | 3.20% | — | Standard |
| Save Bettersavings | 4.01% APY | 3.94% | — | Standard |
HELOC rates from 3.5% APR. Personal loan rates from 7% APR. Savings and certificate yields up to 4.01% APY.
Source: RateAPI.dev, verified from Centric Credit Union's official website
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About Centric Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 37.8K
- Assets
- $453.9M
- Founded
- 1937
- Locations reported
- 9
- NCUA charter
- 1982
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Centric Credit Union
Membership eligibility from Centric Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bienville Parish, Madison Parish, Caldwell Parish +25 more
- LocationBienville Parish, Madison Parish, Caldwell Parish, Morehouse Parish, Catahoula Parish, Natchitoches Parish, Claiborne Parish, Ouachita Parish, Concordia Parish, Red River Parish, East Carroll Parish, Richland Parish, Franklin Parish, Tensas Parish, Grant Parish, Union Parish, Jackson Parish, Webster Parish, LaSalle Parish, West Carroll Parish, Lincoln Parish, Winn Parish, Ashley County, Chicot County, Bradley County, Drew County, Calhoun County, Union County
Cost to join: About $8 (a $3 membership fee plus a $5 minimum deposit).
Verified from Centric Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Centric Credit Union?
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Frequently Asked Questions
What rates does Centric Credit Union offer?
Centric Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified July 28, 2026 directly from the credit union's official website.
How often are Centric Credit Union rates updated?
RateAPI verifies Centric Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 28, 2026.
Where does RateAPI get Centric Credit Union's rate data?
Rate data is collected directly from Centric Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Centric Credit Union's HELOC rate?
As of July 28, 2026, Centric Credit Union offers home equity lines of credit from 3.5% APR.
What is Centric Credit Union's personal loan rate?
As of July 28, 2026, Centric Credit Union offers personal loans from 7% APR.
What is Centric Credit Union's best CD rate?
As of July 28, 2026, Centric Credit Union offers savings and certificate (CD) yields up to 4.01% APY.
Related Rate Data
Compare Centric Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Centric Credit Union rates
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# Get rates for Centric Credit Union
curl "https://api.rateapi.dev/credit-unions/louisiana/centric" \
-H "Authorization: Bearer YOUR_API_KEY"