Bayou Community Credit Union

Saint Gabriel, Louisiana
Last verified: August 4, 2026
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Verified rate book

Current Bayou Community Credit Union rates

49 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Bayou Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Auto Loans (36 Months)auto_any_36mo5.750% APR5.750%36 mo · anyStandard
New and Used Auto Loans (48 Months)auto_any_48mo5.890% APR5.890%48 mo · anyStandard
New and Used Auto Loans (60 Months)auto_any_60mo5.990% APR5.990%60 mo · anyStandard
New and Used Auto Loans (72 Months)auto_any_72mo6.090% APR6.090%72 mo · anyStandard
Recreational Vehicles (Boat, RV, ATV, Travel Trailer) (48 Months)rv_any_48mo6.550% APR6.550%48 moStandard
New and Used Auto Loans (84 Months)auto_any_84mo6.630% APR6.630%84 mo · anyStandard
Recreational Vehicles (Boat, RV, ATV, Travel Trailer) (60 Months)rv_any_60mo6.950% APR6.950%60 moStandard
Recreational Vehicles (Boat, RV, ATV, Travel Trailer) (72 Months)rv_any_72mo7.050% APR7.050%72 moStandard
Recreational Vehicles (Boat, RV, ATV, Travel Trailer) (84 Months)rv_any_84mo7.450% APR7.450%84 moStandard
Recreational Vehicles (Boat, RV, ATV, Travel Trailer) (120 Months)rv_any_120mo7.750% APR7.750%120 moStandard

Personal loan rates

3 offers
Bayou Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
120-Month Share-Secured Loanpersonal_secured_120mo2.600% APR2.600%120 moStandard
60-Month Signature Loanpersonal_unsecured_60mo11.850% APR11.850%60 moStandard
Short Term Loan (6 Months)personal_unsecured_6mo28.000% APR28.000%6 moStandard

Savings & CD rates

36 offers
Bayou Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savings Accounts (Secondary Shares)savings0.10% APY0.10%—Standard
Money Market ($1,000–$9,999.99)money_market0.40% APY0.40%—Standard
Money Marketmoney_market0.40% APY0.40%—Standard
Relationship Money Marketmoney_market0.50% APY0.50%—Standard
Relationship Money Market ($1,000.00 - $9,999.99)money_market0.50% APY0.50%—Standard
Money Market ($10,000–$24,999.99)money_market0.60% APY0.60%—Standard
Money Marketmoney_market0.60% APY0.60%—Standard
Relationship Money Market ($10,000.00 - $24,999.99)money_market0.70% APY0.70%—Standard
Relationship Money Marketmoney_market0.70% APY0.70%—Standard
3-Month Certificatecd_3mo0.99% APY0.99%3 moStandard
Certificate of Deposits (3-Month Certificate (minimum $500), Pays Monthly)cd_3mo0.99% APY0.99%3 moStandard
Money Marketmoney_market1.75% APY1.75%—Standard
Money Market ($4,999.99–$25,000)money_market1.75% APY1.75%—Standard
Relationship Money Market ($25,000.00 - $4,999.99)money_market1.85% APY1.85%—Standard
Relationship Money Marketmoney_market1.85% APY1.85%—Standard
120-Month Certificatecd_120mo2.60% APY2.60%120 moStandard
Certificate of Deposits (48-Month CD (minimum $10,000), New Money Only, Pays Monthly)cd_48mo3.05% APY3.05%48 moStandard
48-Month Certificatecd_48mo3.05% APY3.05%48 moStandard
Money Marketmoney_market3.25% APY3.25%—Standard
Money Market ($50,000–$100,000)money_market3.25% APY3.25%—Standard
Relationship Money Marketmoney_market3.35% APY3.35%—Standard
Relationship Money Market ($50,000.00 - $100,000.00)money_market3.35% APY3.35%—Standard
Certificate of Deposits (36-Month CD (minimum $1,000), Pays Monthly)cd_36mo3.40% APY3.40%36 moStandard
36-Month Certificatecd_36mo3.40% APY3.40%36 moStandard
Money Marketmoney_market3.50% APY3.50%—Standard
Certificate of Deposits (24-Month CD (minimum $1,000), Pays at Maturity)cd_24mo3.50% APY3.50%24 moStandard
Money Market ($100,000.00)money_market3.50% APY3.50%—Standard
Relationship Money Marketmoney_market3.60% APY3.60%—Standard
Relationship Money Market ($100,000.00)money_market3.60% APY3.60%—Standard
Certificate of Deposits (6-Month Certificate (minimum $1,000), Pays at Maturity)cd_6mo3.65% APY3.65%6 moStandard
60-Month Certificatecd_60mo3.75% APY3.75%60 moStandard
Certificate of Deposits (60-Month CD (minimum $10,000), New Money Only, Pays Monthly)cd_60mo3.75% APY3.75%60 moStandard
12-Month CD (High Yield)cd_12mo3.85% APY3.85%12 moStandard
Certificate of Deposits (12-Month CD (High Yield) (minimum $100K), Pays Monthly)cd_12mo3.85% APY3.85%12 moStandard
9-Month Certificatecd_9mo4.00% APY4.00%9 moStandard
Certificate of Deposits (CD SPECIAL 9-Month CD (minimum $10,000), New Money Only, Pays Monthly)cd_9mo4.00% APY4.00%9 moStandard

Vehicle loans available from 5.75% APR for 36 months. Personal loan rates from 2.6% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Bayou Community Credit Union's official website

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About Bayou Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.6K
Assets
$17.3M
Founded
1957
Locations reported
2
NCUA charter
11782
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Department of CorrectionsSt. Gabriel Branch · Saint Gabriel · LA · 70776Branch in the same ZIPEFCU FinancialPerkins Branch · Baton Rouge · LA · 70810About 5.9 miles awayLa CapitolSiegen Lane · Baton Rouge · LA · 70810-1946About 5.9 miles awayNeighborsPerkins · Baton Rouge · LA · 70810About 5.9 miles awayGeismar ComplexGCFCU · Geismar · LA · 70734About 6.7 miles awayWymarMain Office · Geismar · LA · 70734About 6.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Bayou Community Credit Union

Membership eligibility from Bayou Community Credit Union's own published criteria. How we verify this.

Membership criteria are published on Bayou Community Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationIberville — LA

Verified from Bayou Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Bayou Community Credit Union?

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Frequently Asked Questions

What rates does Bayou Community Credit Union offer?

Bayou Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Bayou Community Credit Union rates updated?

RateAPI verifies Bayou Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Bayou Community Credit Union's rate data?

Rate data is collected directly from Bayou Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Bayou Community Credit Union's auto & rv loan rates?

As of August 4, 2026, Bayou Community Credit Union offers vehicle loans from 5.75% APR.

What is Bayou Community Credit Union's personal loan rate?

As of August 4, 2026, Bayou Community Credit Union offers personal loans from 2.6% APR.

What is Bayou Community Credit Union's best CD rate?

As of August 4, 2026, Bayou Community Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Bayou Community Credit Union's rates against national credit-union benchmarks.

More Louisiana credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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