Emporia State Credit Union
Verified rate book
Current Emporia State Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 80% Equityother | 7.500% APR | 7.500% | — | Standard |
| 90% Equityother | 8.000% APR | 8.000% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loan (2021–2026)auto_any_48mo | 4.500% APR | 4.500% | 48 mo | Standard |
| 60-Month Auto Loan (2021–2026)auto_any_60mo | 4.750% APR | 4.750% | 60 mo | Standard |
| 2021 - 2026 Models (over $40,000 list)auto_any_84mo | 6.250% APR | 6.250% | 84 mo | Standard |
| 48-Month Auto Loan (2017–2020)auto_any_48mo | 7.250% APR | 7.250% | 48 mo | Standard |
| 60-Month Auto Loan (2017–2020)auto_any_60mo | 8.000% APR | 8.000% | 60 mo | Standard |
| (Over $30,000 List)auto_any_120mo | 8.500% APR | 8.500% | 120 mo | Standard |
| 2016 Models and Olderauto_used_36mo | 8.500% APR | 8.500% | 36 mo · used | Standard |
| 2016 Models and Olderauto_used_48mo | 8.750% APR | 8.750% | 48 mo · used | Standard |
| ATV's/4 WH/Golf Cart 2019 or Newerpowersports_any_72mo | 11.000% APR | 11.000% | 72 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1,000 Limitother | 18.000% % | 18.000% | — | Standard |
As of August 4, 2026, Emporia State Credit Union offers mortgage rates from 7.5% APR. Vehicle loans available from 4.5% APR for 48 months.
Source: RateAPI.dev, verified from Emporia State Credit Union's official website
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About Emporia State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.2K
- Assets
- $142.8M
- Founded
- 1937
- Locations reported
- 2
- NCUA charter
- 2227
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Emporia State Credit Union
Membership eligibility from Emporia State Credit Union's own published criteria. How we verify this.
Membership via employers (Emporia State University +5 more) or the The ESU Alumni Association +1 more
- LocationLyon, Coffey, Greenwood, Chase, Morris, Osage
- EmployerEmporia State University, ESU Memorial Union, ESU Alumni & ESU Foundation, Emporia State Federal Credit Union, Flint Hills Technical College, Newman Regional Health
- AssociationThe ESU Alumni Association, The Flint Hills Technical College Alumni Association
Verified from Emporia State Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Emporia State Credit Union?
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Frequently Asked Questions
What rates does Emporia State Credit Union offer?
Emporia State Credit Union currently offers mortgage, and vehicle loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Emporia State Credit Union rates updated?
RateAPI verifies Emporia State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Emporia State Credit Union's rate data?
Rate data is collected directly from Emporia State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Emporia State Credit Union's mortgage rate?
As of August 4, 2026, Emporia State Credit Union offers mortgage rates from 7.5% APR.
What are Emporia State Credit Union's auto & powersports loan rates?
As of August 4, 2026, Emporia State Credit Union offers vehicle loans from 4.5% APR.
Related Rate Data
Compare Emporia State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Emporia State Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/emporia-state" \
-H "Authorization: Bearer YOUR_API_KEY"