Central Kansas Education Credit Union

Verified rate book

Current Central Kansas Education Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Central Kansas Education Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month New Auto Loanauto_new_84mo5.000% APR5.000%84 mo · newStandard
New Auto Loanauto_new5.000% APR5.000%newStandard
Used Auto Loanauto_used5.500% APR5.500%usedStandard
Used Auto* - up to 5 years oldauto_used_72mo5.500% APR5.500%72 mo · usedStandard
Used Auto* - 6 - 10 years oldauto_used_60mo5.750% APR5.750%60 mo · usedStandard
Older Autos* - over 10 years oldauto_used_48mo7.000% APR7.000%48 mo · usedStandard
Camper/Boat/ATVrv9.000% APR9.000%Standard
Used* - 6 - 10 years oldauto_used_72mo9.500% APR9.500%72 mo · usedStandard
Used* - up to 5 years oldauto_used_84mo9.500% APR9.500%84 mo · usedStandard
Used* - over 10 years oldauto_used_60mo10.000% APR10.000%60 mo · usedStandard

Personal loan rates

3 offers
Central Kansas Education Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal & Seasonalpersonal10.000% APR10.000%Standard
Holiday (seasonal)personal_unsecured_12mo10.000% APR10.000%12 moStandard
36-Month Signature Loanpersonal_unsecured_36mo12.000% APR12.000%36 moStandard

Other rates

1 offer
Central Kansas Education Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Teacher/Staff**other7.000% %7.000%Standard

Vehicle loans available from 5% APR for 84 months. Personal loan rates from 10% APR.

Source: RateAPI.dev, verified from Central Kansas Education Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Central Kansas Education Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other KS credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#3 of 13New Auto Loan (best offer, cars)
Percentile bandTop 24%among comparable KS offers
Products tracked3in this dated snapshot
Best-position spread49 bp better than state median125 bp from state best
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
New Auto Loan (best offer, cars)5.00% APR#3 of 13 · top 24%3.75%5.49%49 bp better than state median
Used Auto Loan (best offer, cars)5.50% APR#5 of 11 · top 46%4.50%5.99%49 bp better than state median
Personal Loan (unsecured, best offer)10.00% APR#22 of 34 · top 65%4.00%9.90%10 bp behind state median

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About Central Kansas Education Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
790
Assets
$6M
Founded
1960
Locations reported
1
NCUA charter
61765
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Central Kansas Education Credit Union

Membership eligibility from Central Kansas Education Credit Union's own published criteria. How we verify this.

Membership via employers (CITY OF SALINA +3 more)

  • LocationSALINE COUNTY
  • EmployerCITY OF SALINA, Kansas State University, Salina, KS, Kansas Wesleyan University, Salina Area Technical College

Cost to join: About $25.

Verified from Central Kansas Education Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Central Kansas Education Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Central Kansas Education Credit Union ranks against Kansas peers.

Frequently Asked Questions

What rates does Central Kansas Education Credit Union offer?

Central Kansas Education Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Central Kansas Education Credit Union rates updated?

RateAPI verifies Central Kansas Education Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Central Kansas Education Credit Union's rate data?

Rate data is collected directly from Central Kansas Education Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Central Kansas Education Credit Union's auto & rv loan rates?

As of August 4, 2026, Central Kansas Education Credit Union offers vehicle loans from 5% APR.

What is Central Kansas Education Credit Union's personal loan rate?

As of August 4, 2026, Central Kansas Education Credit Union offers personal loans from 10% APR.

Related Rate Data

Compare Central Kansas Education Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Central Kansas Education Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/central-kansas-education" \
  -H "Authorization: Bearer YOUR_API_KEY"