Thrive Credit Union

Muncie, Indiana
Last verified: August 4, 2026
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Verified rate book

Current Thrive Credit Union rates

7 published offers verified as of August 4, 2026.

How we verify rates

HELOC rates

1 offer
Thrive Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HE — Fixed Rateheloc_fixed6.000% APR6.000%Standard

Personal loan rates

1 offer
Thrive Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable6.750% APR6.750%Standard

Savings & CD rates

5 offers
Thrive Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Certificatecd_48mo4.49% APY4.49%48 moStandard
60-Month Certificatecd_60mo4.49% APY4.49%60 moStandard
72-Month Certificatecd_72mo4.99% APY4.99%72 moStandard
84-Month Certificatecd_84mo5.49% APY5.49%84 moStandard
96-Month Certificatecd_96mo5.99% APY5.99%96 moStandard

HELOC rates from 6% APR. Personal loan rates from 6.75% APR. Savings and certificate yields up to 5.99% APY.

Source: RateAPI.dev, verified from Thrive Credit Union's official website

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About Thrive Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8.3K
Assets
$113.4M
Founded
1940
Locations reported
3
NCUA charter
3631
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Thrive Credit Union

Membership eligibility from Thrive Credit Union's own published criteria. How we verify this.

Community charter: live/work in Delaware, Madison, Henry

  • LocationDelaware, Madison, Henry

Verified from Thrive Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Thrive Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Thrive Credit Union ranks against Indiana peers.

Frequently Asked Questions

What rates does Thrive Credit Union offer?

Thrive Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Thrive Credit Union rates updated?

RateAPI verifies Thrive Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Thrive Credit Union's rate data?

Rate data is collected directly from Thrive Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Thrive Credit Union's HELOC rate?

As of August 4, 2026, Thrive Credit Union offers home equity lines of credit from 6% APR.

What is Thrive Credit Union's personal loan rate?

As of August 4, 2026, Thrive Credit Union offers personal loans from 6.75% APR.

What is Thrive Credit Union's best CD rate?

As of August 4, 2026, Thrive Credit Union offers savings and certificate (CD) yields up to 5.99% APY.

Related Rate Data

Compare Thrive Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Thrive Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Thrive Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/thrive" \
  -H "Authorization: Bearer YOUR_API_KEY"