First County Credit Union

Muncie, Indiana
Last verified: August 3, 2026
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Verified rate book

Current First County Credit Union rates

11 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

1 offer
First County Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.490% APR4.490%Standard

HELOC rates

1 offer
First County Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%Standard

Personal loan rates

1 offer
First County Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.490% APR8.490%Standard

Credit card rates

1 offer
First County Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.900% APR9.900%Standard

Savings & CD rates

7 offers
First County Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Certificatecd_6mo2.94% APY2.90%6 moStandard
12-Month Certificatecd_12mo3.14% APY3.10%12 moStandard
18-Month Certificatecd_18mo3.20% APY3.15%18 moStandard
24-Month Certificatecd_24mo3.25% APY3.20%24 moStandard
36-Month Certificatecd_36mo3.35% APY3.30%36 moStandard
48-Month Certificatecd_48mo3.40% APY3.35%48 moStandard
60-Month Certificatecd_60mo3.51% APY3.45%60 moStandard

Auto loans available from 4.49% APR. HELOC rates from 7% APR. Personal loan rates from 8.49% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 3.51% APY.

Source: RateAPI.dev, verified from First County Credit Union's official website

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About First County Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.2K
Assets
$34.4M
Founded
1961
Locations reported
2
NCUA charter
14163
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Financial counseling
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join First County Credit Union

Membership eligibility from First County Credit Union's own published criteria. How we verify this.

Community charter: live/work in Delaware, IN

  • LocationDelaware — IN

Verified from First County Credit Union's membership page. Final membership determination is always made by the credit union.

Work at First County Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where First County Credit Union ranks against Indiana peers.

Frequently Asked Questions

What rates does First County Credit Union offer?

First County Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are First County Credit Union rates updated?

RateAPI verifies First County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get First County Credit Union's rate data?

Rate data is collected directly from First County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are First County Credit Union's auto loan rates?

As of August 3, 2026, First County Credit Union offers auto loans from 4.49% APR.

What is First County Credit Union's HELOC rate?

As of August 3, 2026, First County Credit Union offers home equity lines of credit from 7% APR.

What is First County Credit Union's personal loan rate?

As of August 3, 2026, First County Credit Union offers personal loans from 8.49% APR.

What is First County Credit Union's best CD rate?

As of August 3, 2026, First County Credit Union offers savings and certificate (CD) yields up to 3.51% APY.

Related Rate Data

Compare First County Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for First County Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/first-county" \
  -H "Authorization: Bearer YOUR_API_KEY"