Natco Credit Union

Richmond, Indiana
Last verified: August 4, 2026
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Verified rate book

Current Natco Credit Union rates

18 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
Natco Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Boats and motor homesboat4.950% APR4.950%Standard
Auto loans – new or usedauto_any4.950% APR4.950%anyStandard

HELOC rates

2 offers
Natco Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%Standard
Home Equity Loan (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

2 offers
Natco Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.950% APR9.950%Standard
Personal Line of Creditploc_variable10.750% APR10.750%Standard

Credit card rates

3 offers
Natco Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Simple Visa Credit Cardcredit_card12.200% APR12.200%Standard
Rewards Credit Cardcredit_card_rewards14.200% APR14.200%Standard
Secured Credit Cardcredit_card_secured21.200% APR21.200%Standard

Savings & CD rates

8 offers
Natco Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Certificatecd_3mo1.00% APY1.00%3 moStandard
6-Month Certificatecd_6mo1.00% APY1.00%6 moStandard
12 month Simple Saver certificatecd_12mo1.00% APY1.00%12 moStandard
18-Month Certificatecd_18mo1.00% APY1.00%18 moStandard
18 month Roth Conversion IRA certificateira_cd_18mo1.10% APY1.10%18 moStandard
12 month Morey the Moose Kid’s Club certificatecd_12mo1.10% APY1.10%12 moEligibility restricted
Kasasa Saversavings2.00% APY1.98%Standard
Kasasa Cashsavings4.00% APY3.93%Standard

Other rates

1 offer
Natco Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
FREEDOM Fastother21.000% %21.000%Standard

Vehicle loans available from 4.95% APR. HELOC rates from 6.5% APR. Personal loan rates from 9.95% APR. Credit card rates from 12.2% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Natco Credit Union's official website

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About Natco Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
17.2K
Assets
$155.4M
Founded
1945
Locations reported
3
NCUA charter
65208
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Natco Credit Union

Membership eligibility from Natco Credit Union's own published criteria. How we verify this.

Community charter: live/work in Wayne, Fayette, Randolph +4 more

  • LocationWayne, Fayette, Randolph, Henry, Rush, Union, Franklin
  • Occupationindustrial worker

Cost to join: About $5.

Verified from Natco Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Natco Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Natco Credit Union ranks against Indiana peers.

Frequently Asked Questions

What rates does Natco Credit Union offer?

Natco Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Natco Credit Union rates updated?

RateAPI verifies Natco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Natco Credit Union's rate data?

Rate data is collected directly from Natco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Natco Credit Union's auto & boat loan rates?

As of August 4, 2026, Natco Credit Union offers vehicle loans from 4.95% APR.

What is Natco Credit Union's HELOC rate?

As of August 4, 2026, Natco Credit Union offers home equity lines of credit from 6.5% APR.

What is Natco Credit Union's personal loan rate?

As of August 4, 2026, Natco Credit Union offers personal loans from 9.95% APR.

What is Natco Credit Union's best CD rate?

As of August 4, 2026, Natco Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Natco Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Natco Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/natco" \
  -H "Authorization: Bearer YOUR_API_KEY"