Members Advantage Credit Union

Michigan City, Indiana
Last verified: August 3, 2026
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Verified rate book

Current Members Advantage Credit Union rates

27 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Members Advantage Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Auto Loanauto_any_48mo5.250% APR5.250%48 moStandard
60-Month Auto Loanauto_any_60mo5.750% APR5.750%60 moStandard
Secured - New & Used Autosauto_any5.990% APR5.990%anyStandard
72-Month Auto Loanauto_any_72mo6.250% APR6.250%72 moStandard
RVs, Boats, and Motorcyclesrv9.250% APR9.250%Standard

HELOC rates

1 offer
Members Advantage Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed8.500% APR8.500%Standard

Personal loan rates

1 offer
Members Advantage Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured12.990% APR12.990%Standard

Savings & CD rates

19 offers
Members Advantage Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Regular Savingssavings0.07% APY0.07%Standard
IRAira0.07% APY0.07%Standard
Advantage Savingssavings2.41% APY2.41%Standard
Advantage Savingssavings2.43% APY2.43%Standard
Advantage Savingssavings2.46% APY2.46%Standard
Max Money Marketmoney_market2.68% APY2.68%Standard
Max Money Marketmoney_market2.79% APY2.79%Standard
3 Mo. Certificatecd_3mo3.04% APY3.04%3 moStandard
48 Mo. Certificatecd_48mo3.61% APY3.61%48 moStandard
6 Mo. Certificatecd_6mo3.66% APY3.66%6 moStandard
18 Mo. Certificatecd_18mo3.71% APY3.71%18 moStandard
24 Mo. Certificatecd_24mo3.71% APY3.71%24 moStandard
12 Mo. Certificatecd_12mo3.71% APY3.71%12 moStandard
36 Mo. Certificatecd_36mo3.76% APY3.76%36 moStandard
60 Mo. Certificatecd_60mo3.81% APY3.81%60 moStandard
84 Mo. Certificatecd_84mo3.87% APY3.87%84 moStandard
72 Mo. Certificatecd_72mo3.87% APY3.87%72 moStandard
7-Month Certificatecd_7mo4.00% APY4.00%7 moStandard
11-Month Certificatecd_11mo4.25% APY4.25%11 moStandard

Other rates

1 offer
Members Advantage Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Advantage Loanother11.990% %11.990%Standard

Vehicle loans available from 5.25% APR for 48 months. HELOC rates from 8.5% APR. Personal loan rates from 12.99% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Members Advantage Credit Union's official website

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About Members Advantage Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
7.8K
Assets
$134.7M
Founded
1962
Locations reported
3
NCUA charter
68242
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Members Advantage Credit Union

Membership eligibility from Members Advantage Credit Union's own published criteria. How we verify this.

Membership criteria are published on Members Advantage Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Members Advantage Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Members Advantage Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members Advantage Credit Union ranks against Indiana peers.

Frequently Asked Questions

What rates does Members Advantage Credit Union offer?

Members Advantage Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Members Advantage Credit Union rates updated?

RateAPI verifies Members Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Members Advantage Credit Union's rate data?

Rate data is collected directly from Members Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Members Advantage Credit Union's auto & rv loan rates?

As of August 3, 2026, Members Advantage Credit Union offers vehicle loans from 5.25% APR.

What is Members Advantage Credit Union's HELOC rate?

As of August 3, 2026, Members Advantage Credit Union offers home equity lines of credit from 8.5% APR.

What is Members Advantage Credit Union's personal loan rate?

As of August 3, 2026, Members Advantage Credit Union offers personal loans from 12.99% APR.

What is Members Advantage Credit Union's best CD rate?

As of August 3, 2026, Members Advantage Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Members Advantage Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Members Advantage Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Members Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/members-advantage" \
  -H "Authorization: Bearer YOUR_API_KEY"