First Trust Credit Union
Verified rate book
Current First Trust Credit Union rates
10 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Used Auto Loanauto_used_36mo | 4.490% APR | 4.490% | 36 mo · used | Standard |
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| 24-Month New Auto Loanauto_new_24mo | 4.490% APR | 4.490% | 24 mo · new | Standard |
| 36-Month New Motorcycle Loanmotorcycle_new_36mo | 6.290% APR | 6.290% | 36 mo · new | Standard |
| RV/BOAT/CAMPERrv_any_36mo | 6.290% APR | 6.290% | 36 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.040% APR | 6.040% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| UNSECURED CLOSED ENDpersonal_unsecured_12mo | 8.950% APR | 8.950% | 12 mo | Standard |
| OVERDRAFT PROTECTION LOCpersonal_unsecured_24mo | 15.900% APR | 15.900% | 24 mo | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.10% APY | 0.10% | — | Standard |
| Certificatecd | 0.80% APY | 0.80% | — | Standard |
Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 6.04% APR. Personal loan rates from 8.95% APR. Savings and certificate yields up to 0.80% APY.
Source: RateAPI.dev, verified from First Trust Credit Union's official website
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About First Trust Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15.1K
- Assets
- $192.6M
- Founded
- 1959
- Locations reported
- 4
- NCUA charter
- 68596
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join First Trust Credit Union
Membership eligibility from First Trust Credit Union's own published criteria. How we verify this.
Community charter: live/work in IN
- LocationIN
Verified from First Trust Credit Union's membership page. Final membership determination is always made by the credit union.
Work at First Trust Credit Union?
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Frequently Asked Questions
What rates does First Trust Credit Union offer?
First Trust Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are First Trust Credit Union rates updated?
RateAPI verifies First Trust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get First Trust Credit Union's rate data?
Rate data is collected directly from First Trust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are First Trust Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, First Trust Credit Union offers vehicle loans from 4.49% APR.
What is First Trust Credit Union's HELOC rate?
As of August 3, 2026, First Trust Credit Union offers home equity lines of credit from 6.04% APR.
What is First Trust Credit Union's personal loan rate?
As of August 3, 2026, First Trust Credit Union offers personal loans from 8.95% APR.
What is First Trust Credit Union's best CD rate?
As of August 3, 2026, First Trust Credit Union offers savings and certificate (CD) yields up to 0.80% APY.
Related Rate Data
Compare First Trust Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack First Trust Credit Union rates
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# Get rates for First Trust Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/first-trust" \
-H "Authorization: Bearer YOUR_API_KEY"