Central Soya Credit Union
Verified rate book
Current Central Soya Credit Union rates
42 published offers verified as of August 4, 2026.
Auto & vehicle rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vehicle Loans New Car or Motorcycle (36 Months)motorcycle_new_36mo | 3.490% APR | 3.490% | 36 mo · new | Standard |
| Vehicle Loans New Car or Motorcycle (72 Months)motorcycle_new_72mo | 3.490% APR | 3.490% | 72 mo · new | Standard |
| Vehicle Loans New Car or Motorcycle (48 Months)motorcycle_new_48mo | 3.490% APR | 3.490% | 48 mo · new | Standard |
| Vehicle Loans New Car or Motorcycle (60 Months)motorcycle_new_60mo | 3.490% APR | 3.490% | 60 mo · new | Standard |
| 72-Month Auto Loan (2022 and Newer)auto_any_72mo | 3.490% APR | 3.490% | 72 mo | Standard |
| Used Car or Motorcycle Loans (2020 or Newer)motorcycle_used_36mo | 5.500% APR | 5.500% | 36 mo · used | Standard |
| Used Car or Motorcycle Loans (2020 or Newer)motorcycle_used_48mo | 5.750% APR | 5.750% | 48 mo · used | Standard |
| Used Car or Motorcycle Loans (2020 or Newer)motorcycle_used_60mo | 6.000% APR | 6.000% | 60 mo · used | Standard |
| Used Car or Motorcycle Loans (2020 or Newer)motorcycle_used_72mo | 6.250% APR | 6.250% | 72 mo · used | Standard |
| Used Car or Motorcycle Loans (2019 and older)motorcycle_used_48mo | 6.250% APR | 6.250% | 48 mo · used | Standard |
| New or Used Boat and RV Loans (36 - 60 Months)boat_any_60mo | 6.500% APR | 6.500% | 60 mo · any | Standard |
| Used Car or Motorcycle Loans (2019 and older)motorcycle_used_60mo | 6.500% APR | 6.500% | 60 mo · used | Standard |
| New or Used Boat and RV Loans (72 Months)boat_any_72mo | 7.000% APR | 7.000% | 72 mo · any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.000% APR | 4.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Share-Secured Loanpersonal_secured_36mo | 3.250% APR | 3.250% | 36 mo | Standard |
| Personal Loan For all of life's needs (Up to 24 Months)personal_unsecured_24mo | 13.000% APR | 13.000% | 24 mo | Standard |
| Personal Loan For all of life's needs (24-48 Months)personal_unsecured_48mo | 13.000% APR | 13.000% | 48 mo | Standard |
Savings & CD rates
25 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAs Open a Traditional, Roth or Coverdell IRA. (IRA Savings)ira | 0.35% APY | 0.35% | — | Standard |
| 6-Month Certificatecd_6mo | 0.50% APY | 0.50% | 6 mo | Standard |
| Certificates Open a Certificate today. (6 Months)share_certificate_6mo | 0.50% APY | 0.50% | 6 mo | Standard |
| 24-Month Certificatecd_24mo | 0.55% APY | 0.55% | 24 mo | Standard |
| Certificates Open a Certificate today. (2 Year)share_certificate_24mo | 0.55% APY | 0.55% | 24 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 0.60% APY | 0.60% | 6 mo | Standard |
| IRAs Open a Traditional, Roth or Coverdell IRA. (6 Months)ira | 0.60% APY | 0.60% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 0.70% APY | 0.70% | 12 mo | Standard |
| Certificates Open a Certificate today. (1 Year)share_certificate_12mo | 0.70% APY | 0.70% | 12 mo | Standard |
| IRAs Open a Traditional, Roth or Coverdell IRA. (12 Months)ira | 0.70% APY | 0.70% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 0.80% APY | 0.80% | 24 mo | Standard |
| 24-Month Certificatecd_24mo | 0.80% APY | 0.80% | 24 mo | Standard |
| IRAs Open a Traditional, Roth or Coverdell IRA. (24 Months)ira | 0.80% APY | 0.80% | 24 mo | Standard |
| IRAs Open a Traditional, Roth or Coverdell IRA. (36 Months)ira | 1.00% APY | 1.00% | 36 mo | Standard |
| 36-Month Certificatecd_36mo | 1.00% APY | 1.00% | 36 mo | Standard |
| Certificates Open a Certificate today. (3 Year)share_certificate_36mo | 1.00% APY | 1.00% | 36 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 1.10% APY | 1.10% | 48 mo | Standard |
| IRAs Open a Traditional, Roth or Coverdell IRA. (48 Months)ira | 1.10% APY | 1.10% | 48 mo | Standard |
| 48-Month Certificatecd_48mo | 1.10% APY | 1.10% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 1.20% APY | 1.20% | 60 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 1.20% APY | 1.20% | 60 mo | Standard |
| IRAs Open a Traditional, Roth or Coverdell IRA. (60 Months)ira | 1.20% APY | 1.20% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 3.49% APY | 3.49% | 72 mo | Standard |
| IRAira | 4.50% APY | 4.50% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 4.50% APY | 4.50% | 12 mo | Standard |
Vehicle loans available from 3.49% APR for 36 months. HELOC rates from 4% APR. Personal loan rates from 3.25% APR. Savings and certificate yields up to 4.50% APY.
Source: RateAPI.dev, verified from Central Soya Credit Union's official website
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About Central Soya Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.9K
- Assets
- $32.4M
- Founded
- 1940
- Locations reported
- 1
- NCUA charter
- 4152
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Central Soya Credit Union
Membership eligibility from Central Soya Credit Union's own published criteria. How we verify this.
Membership via employers (Bunge North America +7 more) or the Bellmont Braves Football Booster Club +1 more
- EmployerBunge North America, Premiere Agri Technologies, Inc., Patrick R. Miller, P.C., Ruan Transportation, City of Decatur, Yoder Farms, Inc., Roehm Racing, LLC, Saint-Peter Immanuel Lutheran School
- AssociationBellmont Braves Football Booster Club, Fairway Lakes Villa Association, Inc.
Verified from Central Soya Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Central Soya Credit Union?
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Frequently Asked Questions
What rates does Central Soya Credit Union offer?
Central Soya Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Central Soya Credit Union rates updated?
RateAPI verifies Central Soya Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Central Soya Credit Union's rate data?
Rate data is collected directly from Central Soya Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Central Soya Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Central Soya Credit Union offers vehicle loans from 3.49% APR.
What is Central Soya Credit Union's HELOC rate?
As of August 4, 2026, Central Soya Credit Union offers home equity lines of credit from 4% APR.
What is Central Soya Credit Union's personal loan rate?
As of August 4, 2026, Central Soya Credit Union offers personal loans from 3.25% APR.
What is Central Soya Credit Union's best CD rate?
As of August 4, 2026, Central Soya Credit Union offers savings and certificate (CD) yields up to 4.50% APY.
Related Rate Data
Compare Central Soya Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Central Soya Credit Union
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-H "Authorization: Bearer YOUR_API_KEY"