State Employees Community Credit Union
Verified rate book
Current State Employees Community Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loan / Used Auto Loanauto_any_72mo | 5.000% APR | 5.000% | 72 mo · any | Standard |
| Used Auto Loan 7 Years or Olderauto_used | 5.500% APR | 5.500% | used | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.050% APR | 2.050% | — | Standard |
| Christmas Loanpersonal | 8.000% APR | 8.000% | — | Standard |
| Cosigner Loanpersonal | 9.900% APR | 9.900% | — | Standard |
| Signature Loanpersonal_unsecured | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 1.15% APY | 1.15% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 1.65% APY | 1.65% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 1.85% APY | 1.85% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 1.90% APY | 1.90% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.05% APY | 2.05% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 2.10% APY | 2.10% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 2.35% APY | 2.35% | 60 mo | Standard |
Auto loans available from 5% APR for 72 months. Personal loan rates from 2.05% APR. Savings and certificate yields up to 2.35% APY.
Source: RateAPI.dev, verified from State Employees Community Credit Union's official website
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About State Employees Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1K
- Assets
- $6.6M
- Founded
- 1952
- Locations reported
- 1
- NCUA charter
- 65259
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join State Employees Community Credit Union
Membership eligibility from State Employees Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jersey, Macoupin, Madison +1 more
- LocationJersey, Macoupin, Madison, St. Clair
Cost to join: About $50 (a $25 membership fee plus a $25 minimum deposit).
Verified from State Employees Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at State Employees Community Credit Union?
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Frequently Asked Questions
What rates does State Employees Community Credit Union offer?
State Employees Community Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are State Employees Community Credit Union rates updated?
RateAPI verifies State Employees Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get State Employees Community Credit Union's rate data?
Rate data is collected directly from State Employees Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are State Employees Community Credit Union's auto loan rates?
As of August 4, 2026, State Employees Community Credit Union offers auto loans from 5% APR.
What is State Employees Community Credit Union's personal loan rate?
As of August 4, 2026, State Employees Community Credit Union offers personal loans from 2.05% APR.
What is State Employees Community Credit Union's best CD rate?
As of August 4, 2026, State Employees Community Credit Union offers savings and certificate (CD) yields up to 2.35% APY.
Related Rate Data
Compare State Employees Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack State Employees Community Credit Union rates
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# Get rates for State Employees Community Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/state-employees-community" \
-H "Authorization: Bearer YOUR_API_KEY"