B.e.a. Credit Union

Bethalto, Illinois
Last verified: August 4, 2026
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Verified rate book

Current B.e.a. Credit Union rates

11 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers
B.e.a. Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Classic Vehiclesauto_any_60mo4.740% APR4.740%60 moStandard
Classic Vehiclesauto_any_84mo5.240% APR5.240%84 moStandard
78-Month Used Auto Loanauto_used_78mo5.950% APR5.950%78 mo · usedStandard
66-Month New Auto Loanauto_new_66mo5.950% APR5.950%66 mo · newStandard
78-Month New Auto Loanauto_new_78mo6.500% APR6.500%78 mo · newStandard
84-Month New Auto Loanauto_new_84mo8.000% APR8.000%84 mo · newStandard

Personal loan rates

5 offers
B.e.a. Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Signature Loanpersonal_unsecured_36mo7.990% APR7.990%36 moStandard
36-Month Signature Loanpersonal_unsecured_36mo10.000% APR10.000%36 moStandard
66-Month Signature Loanpersonal_unsecured_66mo10.000% APR10.000%66 moStandard
60-Month Signature Loanpersonal_unsecured_60mo12.000% APR12.000%60 moStandard
78-Month Signature Loanpersonal_unsecured_78mo12.000% APR12.000%78 moStandard

Auto loans available from 4.74% APR for 60 months. Personal loan rates from 7.99% APR.

Source: RateAPI.dev, verified from B.e.a. Credit Union's official website

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About B.e.a. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
423
Assets
$2.3M
Founded
1954
Locations reported
2
NCUA charter
65759
Charter type
Federally insured state-chartered credit union

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join B.e.a. Credit Union

Membership eligibility from B.e.a. Credit Union's own published criteria. How we verify this.

Membership criteria are published on B.e.a. Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from B.e.a. Credit Union's membership page. Final membership determination is always made by the credit union.

Work at B.e.a. Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where B.e.a. Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does B.e.a. Credit Union offer?

B.e.a. Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are B.e.a. Credit Union rates updated?

RateAPI verifies B.e.a. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get B.e.a. Credit Union's rate data?

Rate data is collected directly from B.e.a. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are B.e.a. Credit Union's auto loan rates?

As of August 4, 2026, B.e.a. Credit Union offers auto loans from 4.74% APR.

What is B.e.a. Credit Union's personal loan rate?

As of August 4, 2026, B.e.a. Credit Union offers personal loans from 7.99% APR.

Related Rate Data

Compare B.e.a. Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for B.e.a. Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/bea" \
  -H "Authorization: Bearer YOUR_API_KEY"