Planites Credit Union

Chicago, Illinois
Last verified: August 4, 2026
Work at Planites Credit Union? Claim this profile →

Verified rate book

Current Planites Credit Union rates

17 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Planites Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Vehicles**auto_any4.750% APR4.750%anyStandard

Personal loan rates

2 offers
Planites Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured - 100%personal_secured5.500% APR5.500%Standard
Signature Loanpersonal_unsecured12.750% APR12.750%Standard

Credit card rates

1 offer
Planites Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Visa Loan - Variablecredit_card12.750% APR12.750%Standard

Savings & CD rates

12 offers
Planites Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRA Account (Quarterly IRA Savings)ira0.10% APY0.10%Standard
Regular Savingssavings0.10% APY0.10%Standard
IRA Account (180 Days)ira3.75% APY3.70%Standard
Investment Certificates (180 Days)cd3.75% APY3.70%Standard
Investment Certificates (36 Month)cd_36mo3.80% APY3.75%36 moStandard
36-Month IRAira3.80% APY3.75%36 moStandard
24-Month IRAira3.90% APY3.84%24 moStandard
Investment Certificates (24 Month)cd_24mo3.90% APY3.84%24 moStandard
12-Month IRAira4.00% APY3.94%12 moStandard
Investment Certificates (1 Year)cd_12mo4.00% APY3.94%12 moStandard
Investment Certificates (18 Month)cd_18mo4.00% APY3.94%18 moStandard
18-Month IRAira4.00% APY3.94%18 moStandard

Other rates

1 offer
Planites Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Years to Repayother25.600% %25.600%Standard

Auto loans available from 4.75% APR. Personal loan rates from 5.5% APR. Credit card rates from 12.75% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Planites Credit Union's official website

Loading branch locator…

About Planites Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.9K
Assets
$39.4M
Founded
1955
Locations reported
1
NCUA charter
61643
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Planites Credit Union

Membership eligibility from Planites Credit Union's own published criteria. How we verify this.

Membership via employers (HCSC +1 more)

  • EmployerHCSC, Dearborn Group

Verified from Planites Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Planites Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Planites Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does Planites Credit Union offer?

Planites Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Planites Credit Union rates updated?

RateAPI verifies Planites Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Planites Credit Union's rate data?

Rate data is collected directly from Planites Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Planites Credit Union's auto loan rates?

As of August 4, 2026, Planites Credit Union offers auto loans from 4.75% APR.

What is Planites Credit Union's personal loan rate?

As of August 4, 2026, Planites Credit Union offers personal loans from 5.5% APR.

What is Planites Credit Union's best CD rate?

As of August 4, 2026, Planites Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Planites Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Planites Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Planites Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/planites" \
  -H "Authorization: Bearer YOUR_API_KEY"