Alliant Credit Union

Chicago, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Alliant Credit Union rates

60 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

7 offers
Alliant Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Yr. Fixed (360 months)30 year fixed6.650% APR6.650%—Standard
Compare low mortgage rates (30-Yr. Fixed)30 year fixed7.000% APR7.000%—Standard
Compare low mortgage rates (15-Yr. Fixed)15 year fixed6.125% APR6.125%—Standard
Compare low mortgage rates (5/6 ARM)5 1 arm6.000% APR6.000%—Standard
Compare low mortgage rates (7/6 ARM)7 1 arm6.125% APR6.125%—Standard
Compare low mortgage rates (10/6 ARM)10 1 arm6.375% APR6.375%—Standard
Compare low mortgage rates (20-Yr. Fixed)20 year fixed6.875% APR6.875%—Standard

Auto & vehicle rates

10 offers
Alliant Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Tesla New Vehicleauto_new_60mo5.490% APR5.490%60 mo · newStandard
Tesla Used Vehicleauto_used_60mo5.840% APR5.840%60 mo · usedStandard
60-Month New Auto Loanauto_new_60mo5.890% APR5.890%60 mo · newStandard
60-Month Auto Loan, Refinanceauto_any_60mo6.140% APR6.140%60 moStandard
60-Month Used Auto Loanauto_used_60mo6.140% APR6.140%60 mo · usedStandard
120-Month RV Loanrv_any_120mo6.740% APR6.740%120 moStandard
144-Month RV Loanrv_any_144mo7.240% APR7.240%144 moStandard
180-Month RV Loanrv_any_180mo7.490% APR7.490%180 moStandard
240-Month RV Loanrv_any_240mo7.740% APR7.740%240 moStandard
Used Vehicle Rate 10-15 yearsauto_used_60mo9.140% APR9.140%60 mo · usedStandard

HELOC rates

1 offer
Alliant Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC Interest Onlyheloc_variable3.990% APR3.990%—Standard

Personal loan rates

4 offers
Alliant Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.990% APR8.990%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo9.990% APR9.990%24 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo10.990% APR10.990%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo11.990% APR11.990%60 moStandard

Credit card rates

1 offer
Alliant Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Alliant Cashback Visa Signature Credit Cardcredit_card_cash_back15.740% APR15.740%—Standard

Savings & CD rates

37 offers
Alliant Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$1,000 monthly direct deposit, eStatementssavings0.25% APY0.25%—Standard
$2,500 monthly direct deposit, eStatementssavings1.00% APY1.00%—Standard
$5,000 monthly direct deposit, $10,000 average daily balance of all deposit shares, eStatementssavings2.00% APY2.00%—Standard
Balance $100+savings2.97% APY2.97%—Standard
Balance $100-$99,999.99savings2.97% APY2.97%—Standard
Traditional, Roth and SEP IRAira2.97% APY2.97%—Standard
Jumbo Certificateshare_certificate3.06% APY3.10%—Standard
3-Month Certificatecd_3mo3.06% APY3.06%3 moStandard
Certificateshare_certificate3.06% APY3.06%—Standard
Jumbo IRA Certificate*ira_cd_3mo3.10% APY3.10%3 moStandard
Jumbo Certificateshare_certificate_3mo3.10% APY3.10%3 moStandard
3-Month IRA Certificateira_cd_3mo3.10% APY3.10%3 moStandard
3-Month Certificateshare_certificate_3mo3.10% APY3.10%3 moStandard
Regular Certificateshare_certificate3.10% APY3.06%—Standard
Balance $100,000+savings3.30% APY3.30%—Standard
36-Month Certificatecd_36mo3.54% APY3.54%36 moStandard
18-Month Certificatecd_18mo3.54% APY3.54%18 moStandard
24-Month Certificatecd_24mo3.54% APY3.54%24 moStandard
6-Month Certificatecd_6mo3.54% APY3.54%6 moStandard
Five Year Certificate (Rate)cd3.59% APY3.59%—Standard
48-Month Certificatecd_48mo3.59% APY3.59%48 moStandard
60-Month Certificatecd_60mo3.59% APY3.59%60 moStandard
48-Month Certificateshare_certificate_48mo3.59% APY3.59%48 moStandard
6-Month IRA Certificateira_cd_6mo3.60% APY3.60%6 moStandard
Jumbo IRA Certificate*ira_cd_6mo3.60% APY3.60%6 moStandard
Jumbo Certificateshare_certificate_6mo3.60% APY3.60%6 moStandard
Regular Certificateshare_certificate_11mo3.60% APY3.54%11 moStandard
48-Month IRA Certificateira_cd_48mo3.65% APY3.65%48 moStandard
Jumbo IRA Certificate*ira_cd_18mo3.65% APY3.65%18 moStandard
One Year Certificate (Rate)cd3.69% APY3.69%—Standard
12-Month Certificatecd_12mo3.69% APY3.69%12 moStandard
Jumbo IRA Certificate*ira_cd_24mo3.70% APY3.70%24 moStandard
Regular Certificateshare_certificate_17mo3.75% APY3.69%17 moStandard
12-Month IRA Certificateira_cd_12mo3.75% APY3.75%12 moStandard
Jumbo Certificateshare_certificate_17mo3.80% APY3.74%17 moStandard
Jumbo Certificateshare_certificate_12mo3.80% APY3.80%12 moStandard
Jumbo IRA Certificate*ira_cd_12mo3.80% APY3.80%12 moStandard

As of August 4, 2026, Alliant Credit Union offers a 30-year fixed mortgage at 6.65% APR. Vehicle loans available from 5.49% APR for 60 months. HELOC rates from 3.99% APR. Personal loan rates from 8.99% APR. Credit card rates from 15.74% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from Alliant Credit Union's official website

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About Alliant Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
938K
Assets
$19.7B
Founded
1935
Locations reported
1
NCUA charter
67955
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

American AirlinesAAFCU - ORD · Chicago · IL · 60666Branch in the same ZIP77th Street DepotMain Office · Chicago · IL · 60609-6300Nearby ZIP areaActorsChicago Branch Office · Chicago · IL · 60661Nearby ZIP areaAmerican Broadcast Employees190 N State St · Chicago · IL · 60601Nearby ZIP areaChicago Area OfficeCoporate Office · Chicago · IL · 60661-2406Nearby ZIP areaChicago Avenue GarageMain Branch · Chicago · IL · 60651-3161Nearby ZIP area

Distance data is unavailable for this ZIP. Exact ZIP matches appear first; remaining results share the first three ZIP digits.

Who Can Join Alliant Credit Union

Membership eligibility from Alliant Credit Union's own published criteria. How we verify this.

Membership via employers (business Alliant partners with)

  • Employerbusiness Alliant partners with

Verified from Alliant Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Alliant Credit Union?

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Frequently Asked Questions

What rates does Alliant Credit Union offer?

Alliant Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Alliant Credit Union rates updated?

RateAPI verifies Alliant Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Alliant Credit Union's rate data?

Rate data is collected directly from Alliant Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Alliant Credit Union's mortgage rate?

As of August 4, 2026, Alliant Credit Union offers a 30-year fixed mortgage at 6.65% APR.

What are Alliant Credit Union's auto & rv loan rates?

As of August 4, 2026, Alliant Credit Union offers vehicle loans from 5.49% APR.

What is Alliant Credit Union's HELOC rate?

As of August 4, 2026, Alliant Credit Union offers home equity lines of credit from 3.99% APR.

What is Alliant Credit Union's personal loan rate?

As of August 4, 2026, Alliant Credit Union offers personal loans from 8.99% APR.

What is Alliant Credit Union's best CD rate?

As of August 4, 2026, Alliant Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Alliant Credit Union's rates against national credit-union benchmarks.

More Illinois credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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