A.a.e.c. Credit Union

Arlington Heigh, Illinois
Last verified: August 4, 2026
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Verified rate book

Current A.a.e.c. Credit Union rates

33 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
A.a.e.c. Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
8-9 Years ($25k minimum loan)auto_any_108mo8.000% APR8.000%108 moStandard
10-12 Years ($50K minimum loan)auto_any_144mo9.000% APR9.000%144 moStandard
13-15 Years ($50k minimum loan)auto_any_180mo10.000% APR10.000%180 moStandard

HELOC rates

3 offers
A.a.e.c. Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.000% APR7.000%Standard
15-Year Home Equity Loan (Fixed)heloc_fixed7.500% APR7.500%Standard

Personal loan rates

13 offers
A.a.e.c. Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Share-Secured Loanpersonal_secured_36mo5.000% APR5.000%36 moStandard
SHARE SECURED LOAN (4-5 Years)personal_secured_60mo6.000% APR6.000%60 moStandard
SHARE SECURED LOAN (6-7 Years)personal_secured_84mo7.000% APR7.000%84 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo7.500% APR7.500%24 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo7.500% APR7.500%12 moStandard
12-Month Debt Consolidation Loanpersonal_unsecured_12mo9.000% APR9.000%12 moStandard
24-Month Debt Consolidation Loanpersonal_unsecured_24mo10.000% APR10.000%24 moStandard
36-Month Debt Consolidation Loanpersonal_unsecured_36mo11.000% APR11.000%36 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo12.000% APR12.000%36 moStandard
48-Month Debt Consolidation Loanpersonal_unsecured_48mo12.000% APR12.000%48 moStandard
60-Month Debt Consolidation Loanpersonal_unsecured_60mo13.000% APR13.000%60 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo13.000% APR13.000%48 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo14.000% APR14.000%60 moStandard

Credit card rates

1 offer
A.a.e.c. Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
AAEC VISA CREDIT CARDcredit_card11.900% APR11.900%Standard

Savings & CD rates

11 offers
A.a.e.c. Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking (share draft)savings0.15% APY0.15%Standard
Savings (share) & Sub Savingssavings1.00% APY1.00%Standard
Teen Account (up to $1,000)savings2.50% APY2.50%Eligibility restricted
6-Month Certificatecd_6mo3.25% APY3.25%6 moStandard
36-Month Certificatecd_36mo3.50% APY3.50%36 moStandard
12-Month Certificatecd_12mo4.00% APY4.00%12 moStandard
24-Month Certificatecd_24mo4.05% APY4.05%24 moStandard
36-Month Certificatecd_36mo4.10% APY4.10%36 moStandard
48-Month Certificatecd_48mo4.15% APY4.15%48 moStandard
60-Month Certificatecd_60mo4.20% APY4.20%60 moStandard
Kids' Account (up to $500)savings5.00% APY5.00%Eligibility restricted

Other rates

2 offers
A.a.e.c. Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
20-Year Draw Period & 10-Year Repaymentother0.250% %0.250%Standard
EASY MONEY LOAN (6 Months)other18.000% %18.000%Standard

Auto loans available from 8% APR for 108 months. HELOC rates from 6.5% APR. Personal loan rates from 5% APR. Credit card rates from 11.9% APR. Savings and certificate yields up to 4.20% APY.

Source: RateAPI.dev, verified from A.a.e.c. Credit Union's official website

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About A.a.e.c. Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.5K
Assets
$118.6M
Founded
1955
Locations reported
1
NCUA charter
60648
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join A.a.e.c. Credit Union

Membership eligibility from A.a.e.c. Credit Union's own published criteria. How we verify this.

Membership criteria are published on A.a.e.c. Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from A.a.e.c. Credit Union's membership page. Final membership determination is always made by the credit union.

Work at A.a.e.c. Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where A.a.e.c. Credit Union ranks against Illinois peers.

Frequently Asked Questions

What rates does A.a.e.c. Credit Union offer?

A.a.e.c. Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are A.a.e.c. Credit Union rates updated?

RateAPI verifies A.a.e.c. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get A.a.e.c. Credit Union's rate data?

Rate data is collected directly from A.a.e.c. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are A.a.e.c. Credit Union's auto loan rates?

As of August 4, 2026, A.a.e.c. Credit Union offers auto loans from 8% APR.

What is A.a.e.c. Credit Union's HELOC rate?

As of August 4, 2026, A.a.e.c. Credit Union offers home equity lines of credit from 6.5% APR.

What is A.a.e.c. Credit Union's personal loan rate?

As of August 4, 2026, A.a.e.c. Credit Union offers personal loans from 5% APR.

What is A.a.e.c. Credit Union's best CD rate?

As of August 4, 2026, A.a.e.c. Credit Union offers savings and certificate (CD) yields up to 4.20% APY.

Related Rate Data

Compare A.a.e.c. Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for A.a.e.c. Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/aaec" \
  -H "Authorization: Bearer YOUR_API_KEY"