Clarity Credit Union
Verified rate book
Current Clarity Credit Union rates
3 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.740% APR | 5.740% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.900% APR | 9.900% | — | Standard |
Auto loans available from 5.74% APR. Personal loan rates from 10% APR. Credit card rates from 9.9% APR.
Source: RateAPI.dev, verified from Clarity Credit Union's official website
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About Clarity Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19.3K
- Assets
- $231.4M
- Founded
- 1948
- Locations reported
- 7
- NCUA charter
- 68295
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Clarity Credit Union
Membership eligibility from Clarity Credit Union's own published criteria. How we verify this.
Community charter: live/work in Ada, Boise, Canyon +4 more
- LocationAda, Boise, Canyon, Gem, Owyhee, Payette, Valley
Cost to join: About $5.
Verified from Clarity Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Clarity Credit Union?
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Frequently Asked Questions
What rates does Clarity Credit Union offer?
Clarity Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Clarity Credit Union rates updated?
RateAPI verifies Clarity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Clarity Credit Union's rate data?
Rate data is collected directly from Clarity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Clarity Credit Union's auto loan rates?
As of August 4, 2026, Clarity Credit Union offers auto loans from 5.74% APR.
What is Clarity Credit Union's personal loan rate?
As of August 4, 2026, Clarity Credit Union offers personal loans from 10% APR.
Related Rate Data
Compare Clarity Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Clarity Credit Union rates
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# Get rates for Clarity Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/clarity" \
-H "Authorization: Bearer YOUR_API_KEY"