Gather Credit Union
Verified rate book
Current Gather Credit Union rates
17 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used - 100% Financingauto_any_60mo | 5.750% APR | 5.750% | 60 mo · any | Standard |
| New & Used - 100% Financingauto_any_72mo | 5.990% APR | 5.990% | 72 mo · any | Standard |
| New & Used - 100% Financingauto_any_84mo | 6.250% APR | 6.250% | 84 mo · any | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 100% Share Securedpersonal_secured | 3.250% APR | 3.250% | — | Standard |
| PV Loanpersonal | 4.000% APR | 4.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 5.000% APR | 5.000% | — | Standard |
| 50% Share Securedpersonal_secured | 7.000% APR | 7.000% | — | Standard |
| 25% Share Securedpersonal_secured | 8.000% APR | 8.000% | — | Standard |
| Personal Line of Creditploc_variable | 8.000% APR | 8.000% | — | Standard |
| 10% Share Securedpersonal_secured | 8.500% APR | 8.500% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Visa Credit Cardcredit_card_secured | 7.000% APR | 7.000% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.990% APR | 9.990% | — | Standard |
| Credit Cardcredit_card | 11.990% APR | 11.990% | — | Standard |
| Visa Signature Credit Cardcredit_card_platinum | 13.500% APR | 13.500% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| All balances if qualifications aren't metsavings | 0.02% APY | 0.02% | — | Standard |
| Balances over $20,000savings | 0.10% APY | 0.10% | — | Standard |
| Balance up to $20,000savings | 4.00% APY | 4.00% | — | Standard |
Auto loans available from 5.75% APR for 60 months. Personal loan rates from 3.25% APR. Credit card rates from 7% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Gather Credit Union's official website
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About Gather Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 40.5K
- Assets
- $924M
- Founded
- 1954
- Locations reported
- 7
- NCUA charter
- 9381
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gather Credit Union
Membership eligibility from Gather Credit Union's own published criteria. How we verify this.
Community charter: live/work in Kauai
- LocationKauai
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from Gather Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Gather Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gather Credit Union ranks against Hawaii peers.
Frequently Asked Questions
What rates does Gather Credit Union offer?
Gather Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Gather Credit Union rates updated?
RateAPI verifies Gather Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Gather Credit Union's rate data?
Rate data is collected directly from Gather Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Gather Credit Union's auto loan rates?
As of August 4, 2026, Gather Credit Union offers auto loans from 5.75% APR.
What is Gather Credit Union's personal loan rate?
As of August 4, 2026, Gather Credit Union offers personal loans from 3.25% APR.
What is Gather Credit Union's best CD rate?
As of August 4, 2026, Gather Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Gather Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Gather Credit Union rates
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# Get rates for Gather Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/gather" \
-H "Authorization: Bearer YOUR_API_KEY"