Waialua Credit Union
Verified rate book
Current Waialua Credit Union rates
7 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 6.500% APR | 6.500% | new | Standard |
| Used Auto Loanauto_used | 6.500% APR | 6.500% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC(adjustable rate)heloc_variable | 5.000% APR | 5.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.500% APR | 8.500% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Draft Accountsavings | 1.50% APY | 1.50% | — | Standard |
| Savingsshare_savings | 1.50% APY | 1.50% | — | Standard |
Auto loans available from 6.5% APR. HELOC rates from 5% APR. Personal loan rates from 3.5% APR. Savings and certificate yields up to 1.50% APY.
Source: RateAPI.dev, verified from Waialua Credit Union's official website
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About Waialua Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3K
- Assets
- $47.6M
- Founded
- 1937
- Locations reported
- 1
- NCUA charter
- 2049
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Waialua Credit Union
Membership eligibility from Waialua Credit Union's own published criteria. How we verify this.
Membership criteria are published on Waialua Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationHonolulu — HI
Verified from Waialua Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Waialua Credit Union?
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Frequently Asked Questions
What rates does Waialua Credit Union offer?
Waialua Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Waialua Credit Union rates updated?
RateAPI verifies Waialua Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Waialua Credit Union's rate data?
Rate data is collected directly from Waialua Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Waialua Credit Union's auto loan rates?
As of August 3, 2026, Waialua Credit Union offers auto loans from 6.5% APR.
What is Waialua Credit Union's HELOC rate?
As of August 3, 2026, Waialua Credit Union offers home equity lines of credit from 5% APR.
What is Waialua Credit Union's personal loan rate?
As of August 3, 2026, Waialua Credit Union offers personal loans from 3.5% APR.
What is Waialua Credit Union's best CD rate?
As of August 3, 2026, Waialua Credit Union offers savings and certificate (CD) yields up to 1.50% APY.
Related Rate Data
Compare Waialua Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Waialua Credit Union rates
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Use it via API
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# Get rates for Waialua Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/waialua" \
-H "Authorization: Bearer YOUR_API_KEY"