On the Grid Financial Credit Union
Verified rate book
Current On the Grid Financial Credit Union rates
2 published offers verified as of August 4, 2026.
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Available based on income and creditpersonal | 7.240% APR | 7.240% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Qualified members receive a credit line and can make advances for as little as $100, anytimecredit_card | 10.000% APR | 10.000% | — | Standard |
Personal loan rates from 7.24% APR. Credit card rates from 10% APR.
Source: RateAPI.dev, verified from On the Grid Financial Credit Union's official website
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About On the Grid Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.9K
- Assets
- $46.3M
- Founded
- 1935
- Locations reported
- 1
- NCUA charter
- 383
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join On the Grid Financial Credit Union
Membership eligibility from On the Grid Financial Credit Union's own published criteria. How we verify this.
Membership via occupations (electric utilities industry)
- LocationAL, AR, FL, GA, KY, LA, MS, NC, SC, TN, VA
- Occupationelectric utilities industry
Verified from On the Grid Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at On the Grid Financial Credit Union?
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Frequently Asked Questions
What rates does On the Grid Financial Credit Union offer?
On the Grid Financial Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are On the Grid Financial Credit Union rates updated?
RateAPI verifies On the Grid Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get On the Grid Financial Credit Union's rate data?
Rate data is collected directly from On the Grid Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is On the Grid Financial Credit Union's personal loan rate?
As of August 4, 2026, On the Grid Financial Credit Union offers personal loans from 7.24% APR.
Related Rate Data
Compare On the Grid Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack On the Grid Financial Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for On the Grid Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/on-the-grid-financial" \
-H "Authorization: Bearer YOUR_API_KEY"