On the Grid Financial Credit Union

Atlanta, Georgia
Last verified: August 4, 2026
Work at On the Grid Financial Credit Union? Claim this profile →

Verified rate book

Current On the Grid Financial Credit Union rates

2 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

1 offer
On the Grid Financial Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Available based on income and creditpersonal7.240% APR7.240%Standard

Credit card rates

1 offer
On the Grid Financial Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Qualified members receive a credit line and can make advances for as little as $100, anytimecredit_card10.000% APR10.000%Standard

Personal loan rates from 7.24% APR. Credit card rates from 10% APR.

Source: RateAPI.dev, verified from On the Grid Financial Credit Union's official website

Loading branch locator…

About On the Grid Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.9K
Assets
$46.3M
Founded
1935
Locations reported
1
NCUA charter
383
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join On the Grid Financial Credit Union

Membership eligibility from On the Grid Financial Credit Union's own published criteria. How we verify this.

Membership via occupations (electric utilities industry)

  • LocationAL, AR, FL, GA, KY, LA, MS, NC, SC, TN, VA
  • Occupationelectric utilities industry

Verified from On the Grid Financial Credit Union's membership page. Final membership determination is always made by the credit union.

Work at On the Grid Financial Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where On the Grid Financial Credit Union ranks against Georgia peers.

Frequently Asked Questions

What rates does On the Grid Financial Credit Union offer?

On the Grid Financial Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are On the Grid Financial Credit Union rates updated?

RateAPI verifies On the Grid Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get On the Grid Financial Credit Union's rate data?

Rate data is collected directly from On the Grid Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is On the Grid Financial Credit Union's personal loan rate?

As of August 4, 2026, On the Grid Financial Credit Union offers personal loans from 7.24% APR.

Related Rate Data

Compare On the Grid Financial Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track On the Grid Financial Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for On the Grid Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/on-the-grid-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"