Mercy Credit Union
Verified rate book
Current Mercy Credit Union rates
9 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.375% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| 5/5 ARM (up to 80% LTV)5 5 arm | 5.000% APR | 5.000% | — | Standard |
| 7/7 ARM (up to 80% LTV)7 7 arm | 5.125% APR | 5.125% | — | Standard |
| 5/5 ARM (80.01% - 90% LTV)5 5 arm | 5.250% APR | 5.250% | — | Standard |
| 10/10 ARM (up to 80% LTV)10 10 arm | 5.375% APR | 5.375% | — | Standard |
| 7/7 ARM (80.01% - 90% LTV)7 7 arm | 5.375% APR | 5.375% | — | Standard |
| 10/10 ARM (80.01% - 90% LTV)10 10 arm | 5.625% APR | 5.625% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.900% APR | 4.900% | — | Standard |
As of August 4, 2026, Mercy Credit Union offers a 30-year fixed mortgage at 6.375% APR. Auto loans available from 4.9% APR.
Source: RateAPI.dev, verified from Mercy Credit Union's official website
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About Mercy Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.3K
- Assets
- $12.6M
- Founded
- 1976
- Locations reported
- 2
- NCUA charter
- 22362
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Financial counseling
- Financial education
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mercy Credit Union
Membership eligibility from Mercy Credit Union's own published criteria. How we verify this.
Membership via employers (St Joseph’s/Candler Hospital system)
- EmployerSt Joseph’s/Candler Hospital system
Verified from Mercy Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mercy Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mercy Credit Union ranks against Georgia peers.
Frequently Asked Questions
What rates does Mercy Credit Union offer?
Mercy Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mercy Credit Union rates updated?
RateAPI verifies Mercy Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mercy Credit Union's rate data?
Rate data is collected directly from Mercy Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mercy Credit Union's mortgage rate?
As of August 4, 2026, Mercy Credit Union offers a 30-year fixed mortgage at 6.375% APR.
What are Mercy Credit Union's auto loan rates?
As of August 4, 2026, Mercy Credit Union offers auto loans from 4.9% APR.
Related Rate Data
Compare Mercy Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Mercy Credit Union rates
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Use it via API
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# Get rates for Mercy Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/mercy" \
-H "Authorization: Bearer YOUR_API_KEY"