Excel Credit Union
Verified rate book
Current Excel Credit Union rates
8 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2020 & Newer < 85,000 milesauto_any_72mo | 3.490% APR | 3.490% | 72 mo | Standard |
| Boats, RV and Motorcycles**boat_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Certificate Loan $50,000 & abovepersonal | 2.000% APR | 2.000% | — | Standard |
| Share Certificate Loan below $50,000personal | 2.500% APR | 2.500% | — | Standard |
| Share Secured Loans $200 Minimumpersonal_secured | 5.000% APR | 5.000% | — | Standard |
| Signature Loans $200 Minimumpersonal_unsecured | 9.000% APR | 9.000% | — | Standard |
| Personal Line of Credit $200 Minimumploc_variable | 14.900% APR | 14.900% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Save As You Pay Loan $200 Minimumother | 9.000% % | 9.000% | — | Standard |
Vehicle loans available from 3.49% APR for 72 months. Personal loan rates from 2% APR.
Source: RateAPI.dev, verified from Excel Credit Union's official website
Loading branch locator…
About Excel Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.4K
- Assets
- $173.2M
- Founded
- 1952
- Locations reported
- 2
- NCUA charter
- 7825
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Excel Credit Union
Membership eligibility from Excel Credit Union's own published criteria. How we verify this.
Membership criteria are published on Excel Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationFulton, Gwinnett — GA
Verified from Excel Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Excel Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Excel Credit Union ranks against Georgia peers.
Frequently Asked Questions
What rates does Excel Credit Union offer?
Excel Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Excel Credit Union rates updated?
RateAPI verifies Excel Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Excel Credit Union's rate data?
Rate data is collected directly from Excel Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Excel Credit Union's auto & boat loan rates?
As of August 4, 2026, Excel Credit Union offers vehicle loans from 3.49% APR.
What is Excel Credit Union's personal loan rate?
As of August 4, 2026, Excel Credit Union offers personal loans from 2% APR.
Related Rate Data
Compare Excel Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Excel Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Georgia credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Excel Credit Union
curl "https://api.rateapi.dev/credit-unions/georgia/excel" \
-H "Authorization: Bearer YOUR_API_KEY"