Educational Credit Union
Verified rate book
Current Educational Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Vehicle Loanauto_any_120mo | 7.990% APR | 7.990% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Fixed Loanpersonal_unsecured_60mo | 15.990% APR | 15.990% | 60 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Credit Cardcredit_card_secured | 9.000% APR | 9.000% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 15.990% APR | 15.990% | — | Standard |
| Mastercard Classiccredit_card | 15.990% APR | 15.990% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation Clubsavings | 0.10% APY | 0.10% | — | Specialty offer |
| Money Marketmoney_market | 0.10% APY | 0.10% | — | Standard |
| IRA Accumulationira | 0.50% APY | 0.50% | — | Standard |
| 12-Month IRA Certificateira_cd_12mo | 1.25% APY | 1.25% | 12 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 1.50% APY | 1.50% | 60 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 1.50% APY | 1.50% | 36 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.50% APY | 1.50% | 24 mo | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10 Years ($15,000.00)other | 6.250% % | 6.250% | — | Standard |
| 10 Years ($50,000.00)other | 6.250% % | 6.250% | — | Standard |
| 10 Years ($25,000.00)other | 6.250% % | 6.250% | — | Standard |
| 10 Years ($150,000.00)other | 7.250% % | 7.250% | — | Standard |
| 10 Years ($100,000.00)other | 7.250% % | 7.250% | — | Standard |
Auto loans available from 7.99% APR for 120 months. HELOC rates from 6.25% APR. Personal loan rates from 15.99% APR. Credit card rates from 9% APR. Savings and certificate yields up to 1.50% APY.
Source: RateAPI.dev, verified from Educational Credit Union's official website
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About Educational Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 119.6K
- Assets
- $1.8B
- Founded
- 1935
- Locations reported
- 10
- NCUA charter
- 176
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educational Credit Union
Membership eligibility from Educational Credit Union's own published criteria. How we verify this.
Membership criteria are published on Educational Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Educational Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Educational Credit Union offer?
Educational Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Educational Credit Union rates updated?
RateAPI verifies Educational Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Educational Credit Union's rate data?
Rate data is collected directly from Educational Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Educational Credit Union's auto loan rates?
As of August 4, 2026, Educational Credit Union offers auto loans from 7.99% APR.
What is Educational Credit Union's HELOC rate?
As of August 4, 2026, Educational Credit Union offers home equity lines of credit from 6.25% APR.
What is Educational Credit Union's personal loan rate?
As of August 4, 2026, Educational Credit Union offers personal loans from 15.99% APR.
What is Educational Credit Union's best CD rate?
As of August 4, 2026, Educational Credit Union offers savings and certificate (CD) yields up to 1.50% APY.
Related Rate Data
Compare Educational Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Educational Credit Union rates
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# Get rates for Educational Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/educational" \
-H "Authorization: Bearer YOUR_API_KEY"