Riverbank Credit Union

Windsor Locks, Connecticut
Last verified: August 4, 2026
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Verified rate book

Current Riverbank Credit Union rates

39 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

8 offers
Riverbank Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30 Year Fixed** 60 DAY LOCK as low as30 year fixed6.105% APR6.000%—Standard
15 Year Fixed** 60 DAY LOCK as low as15 year fixed5.673% APR5.500%—Standard
10 Year Fixed** 60 DAY LOCK as low as10 year fixed5.746% APR5.500%—Standard
20 Year Fixed** 60 DAY LOCK as low as20 year fixed5.888% APR5.750%—Standard
12 Year Fixed** 60 DAY LOCK as low asother5.709% APR5.500%—Standard
8 Year Fixed** 60 DAY LOCK as low asother5.801% APR5.500%—Standard
4 Years ($4,000 and higher)other9.990% APR9.990%—Standard
Debt Management Loans (24 Months)other11.490% APR11.490%—Standard

Auto & vehicle rates

1 offer
Riverbank Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicle Loans as low as (APR)auto3.740% APR3.740%—Standard

HELOC rates

1 offer
Riverbank Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan as low as (APR)heloc_fixed6.448% APR6.448%—Standard

Personal loan rates

1 offer
Riverbank Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loans as low as (APR)personal_unsecured8.990% APR8.990%—Standard

Savings & CD rates

22 offers
Riverbank Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Holiday/Vacation Clubsavings0.02% APY0.02%—Specialty offer
$1,000 minimum balance required to obtain the .02 APY No minimum balance requirements.savings0.02% APY0.02%—Standard
IRA Accumulatorira0.05% APY0.05%—Standard
Health Savings Accountsavings0.05% APY0.05%—Standard
$5,000.00 - $49,999.99savings0.70% APY0.70%—Standard
$50,000.00 - $99,999.99savings0.80% APY0.80%—Standard
$100,000.00 - $149,999.99savings0.90% APY0.90%—Standard
$150,000.00 - $199,999.99savings1.10% APY1.11%—Standard
$200,000.00 And Highersavings1.20% APY1.21%—Standard
36-Month Certificatecd_36mo2.53% APY2.53%36 moStandard
48-Month Certificatecd_48mo2.53% APY2.53%48 moStandard
60-Month Certificatecd_60mo2.53% APY2.53%60 moStandard
6-Month Certificatecd_6mo3.56% APY3.56%6 moStandard
12-Month Certificatecd_12mo3.56% APY3.56%12 moStandard
18-Month Certificatecd_18mo3.56% APY3.56%18 moStandard
48-Month Certificatecd_48mo3.74% APY3.74%48 moStandard
24 Month Certificate as high as (APY)cd_24mo3.81% APY3.81%24 moStandard
60-Month Certificatecd_60mo3.99% APY3.99%60 moStandard
72-Month Certificatecd_72mo4.24% APY4.24%72 moStandard
84-Month Certificatecd_84mo4.49% APY4.49%84 moStandard
24-Month Certificatecd_24mo4.74% APY4.74%24 moStandard
36-Month Certificatecd_36mo4.74% APY4.74%36 moStandard

Other rates

6 offers
Riverbank Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5 Year As Low Asother6.448% %6.448%—Standard
10 Year As Low Asother6.489% %6.489%—Standard
15 Year As Low Asother6.671% %6.671%—Standard
25 Year (10 Year Draw, 15 Year Repayment) As Low Asother6.750% %6.750%—Standard
Debt Management Loans (36 Months)other14.240% %14.240%—Standard
Debt Management Loans (48 Months)other15.240% %15.240%—Standard

As of August 4, 2026, Riverbank Credit Union offers a 30-year fixed mortgage at 6.105% APR. Auto loans available from 3.74% APR. HELOC rates from 6.448% APR. Personal loan rates from 8.99% APR. Savings and certificate yields up to 4.74% APY.

Source: RateAPI.dev, verified from Riverbank Credit Union's official website

Latest available market position · Snapshot August 1, 2026

Riverbank Credit Union statewide rate position

This dated snapshot compares the credit union's best published rate in each tracked product with other CT credit unions in the same product market. Products may age out of the current rate book until they are verified again.

Best statewide position#8 of 1430-Year Fixed Mortgage (purchase)
Percentile bandTop 58%among comparable CT offers
Products tracked3in this dated snapshot
Best-position spreadMatches state median12 bp from state best
Published rate position by comparable product on August 1, 2026
ProductPublished rateState rankState bestState medianPosition vs. median
30-Year Fixed Mortgage (purchase)6.11% APR#8 of 14 · top 58%5.99%6.11%Matches state median
HELOC (best offer)6.45% APR#23 of 31 · top 75%3.95%6.00%45 bp behind state median
Personal Loan (unsecured, best offer)8.99% APR#28 of 39 · top 72%4.00%8.00%99 bp behind state median

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About Riverbank Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.3K
Assets
$88M
Founded
1940
Locations reported
1
NCUA charter
3757
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

360Route 75 · Windsor Locks · CT · 06096-1026Branch in the same ZIPEnfield CommunityRiverbank Federal Credit Uion · Windsor Locks · CT · 06096-1139Branch in the same ZIPComtrustWindsor · Windsor · CT · 06095About 3.9 miles awayAmerica's First NetworkCSP · Enfield · CT · 06082About 6.3 miles awayAmerican Eagle FinancialEnfield · ENFIELD · CT · 06082About 6.3 miles awayBrightbridgeEnfield · Enfield · CT · 06082-4647About 6.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Riverbank Credit Union

Membership eligibility from Riverbank Credit Union's own published criteria. How we verify this.

Community charter: live/work in Hartford

  • LocationHartford

Cost to join: About $25.

Verified from Riverbank Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Riverbank Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Riverbank Credit Union ranks against Connecticut peers.

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Frequently Asked Questions

What rates does Riverbank Credit Union offer?

Riverbank Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Riverbank Credit Union rates updated?

RateAPI verifies Riverbank Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Riverbank Credit Union's rate data?

Rate data is collected directly from Riverbank Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Riverbank Credit Union's mortgage rate?

As of August 4, 2026, Riverbank Credit Union offers a 30-year fixed mortgage at 6.105% APR.

What are Riverbank Credit Union's auto loan rates?

As of August 4, 2026, Riverbank Credit Union offers auto loans from 3.74% APR.

What is Riverbank Credit Union's HELOC rate?

As of August 4, 2026, Riverbank Credit Union offers home equity lines of credit from 6.448% APR.

What is Riverbank Credit Union's personal loan rate?

As of August 4, 2026, Riverbank Credit Union offers personal loans from 8.99% APR.

What is Riverbank Credit Union's best CD rate?

As of August 4, 2026, Riverbank Credit Union offers savings and certificate (CD) yields up to 4.74% APY.

Related Rate Data

Compare Riverbank Credit Union's rates against national credit-union benchmarks.

More Connecticut credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Riverbank Credit Union rates

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# Get rates for Riverbank Credit Union
curl "https://api.rateapi.dev/credit-unions/connecticut/riverbank" \
  -H "Authorization: Bearer YOUR_API_KEY"
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