360 Credit Union

Windsor Locks, Connecticut
Last verified: August 4, 2026
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Verified rate book

Current 360 Credit Union rates

34 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
360 Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Auto Loan Rates (Up to 48 months)auto_any_48mo4.740% APR4.740%48 mo · anyStandard
New & Used Auto Loan Rates (49 - 60 months)auto_any_60mo4.990% APR4.990%60 mo · anyStandard
New & Used Auto Loan Rates (61 - 72 months)auto_any_72mo5.490% APR5.490%72 mo · anyStandard
New & Used Auto Loan Rates (73 - 84 months)auto_any_84mo5.740% APR5.740%84 mo · anyStandard

HELOC rates

5 offers
360 Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan Rates (61 - 84 months)heloc_fixed6.000% APR6.000%—Standard
Up to 5-Year Home Equity Loan (Fixed)heloc_fixed6.000% APR6.000%—Standard
Home Equity Loan Rates (85 - 120 months)heloc_fixed6.250% APR6.250%—Standard
Home Equity Loan Rates (121 - 180 months)heloc_fixed6.500% APR6.500%—Standard
Prime Rate Plus 0%heloc_variable6.750% APR6.750%—Standard

Personal loan rates

7 offers
360 Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 60-Month Share-Secured Loanpersonal_secured_60mo2.000% APR2.000%60 moStandard
84-Month Personal Line of Creditploc_variable8.000% APR8.000%84 moStandard
Personal Loan Rates (Debt Consolidated Up To 36 months)personal_unsecured_36mo9.490% APR9.490%36 moStandard
Personal Loan Rates (Debt Consolidated 37 - 60 months)personal_unsecured_60mo9.990% APR9.990%60 moStandard
Personal Loan Rates (Anything Loan Up To 36 months)personal_unsecured_36mo10.990% APR10.990%36 moStandard
Personal Loan Rates (Anything Loan 37 - 60 months)personal_unsecured_60mo11.990% APR11.990%60 moStandard
Personal Line of Creditploc_variable12.500% APR12.500%—Standard

Savings & CD rates

16 offers
360 Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share & IRA Certificate Rates (IRA Accumulator)ira_cd0.05% APY0.05%—Standard
Savings Account Rates (IRA Accumulator)ira0.05% APY0.05%—Standard
Savings Account Rates (Savings, Escrow & All Club Accounts)savings0.05% APY0.05%—Specialty offer
Checking Rates (Requirements Met)savings0.25% APY0.25%—Standard
Checking Rates (Premium Checking)savings0.75% APY0.75%—Standard
Share & IRA Certificate Rates (Eighteen month add-on SC & IRA)ira_cd2.00% APY2.00%—Standard
Eighteen month add-on SC & IRAira2.02% APY2.00%—Standard
Share & IRA Certificate Rates (Three month SC & IRA)ira_cd2.75% APY2.75%—Standard
Three year SC & IRAira2.78% APY2.78%—Standard
Three month SC & IRAira2.78% APY2.75%—Standard
Share & IRA Certificate Rates (Six month SC & IRA)ira_cd3.25% APY3.25%—Standard
Six month SC & IRAira3.30% APY3.25%—Standard
Two year SC & IRAira3.30% APY3.30%—Standard
Share & IRA Certificate Rates (One year Roth IRA)ira_cd3.50% APY3.50%—Standard
One year SC & IRAira3.56% APY3.50%—Standard
One year Roth IRAira3.56% APY3.56%—Standard

Other rates

2 offers
360 Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Anything Loan Up To 36 monthsother10.990% %10.990%—Standard
Anything Loan 37 - 60 monthsother11.990% %11.990%—Standard

Auto loans available from 4.74% APR for 48 months. HELOC rates from 6% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 3.56% APY.

Source: RateAPI.dev, verified from 360 Credit Union's official website

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About 360 Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.8K
Assets
$324.1M
Founded
1952
Locations reported
5
NCUA charter
7723
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Enfield CommunityRiverbank Federal Credit Uion · Windsor Locks · CT · 06096-1139Branch in the same ZIPRiverbankRiverbank FCU · Windsor Locks · CT · 06096Branch in the same ZIPComtrustWindsor · Windsor · CT · 06095About 3.9 miles awayAmerica's First NetworkCSP · Enfield · CT · 06082About 6.3 miles awayAmerican Eagle FinancialEnfield · ENFIELD · CT · 06082About 6.3 miles awayBrightbridgeEnfield · Enfield · CT · 06082-4647About 6.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join 360 Credit Union

Membership eligibility from 360 Credit Union's own published criteria. How we verify this.

Community charter: live/work in Hartford, Tolland, New Haven +1 more

  • LocationHartford, Tolland, New Haven, Middlesex

Cost to join: About $5.

Verified from 360 Credit Union's membership page. Final membership determination is always made by the credit union.

Work at 360 Credit Union?

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Frequently Asked Questions

What rates does 360 Credit Union offer?

360 Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are 360 Credit Union rates updated?

RateAPI verifies 360 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get 360 Credit Union's rate data?

Rate data is collected directly from 360 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are 360 Credit Union's auto loan rates?

As of August 4, 2026, 360 Credit Union offers auto loans from 4.74% APR.

What is 360 Credit Union's HELOC rate?

As of August 4, 2026, 360 Credit Union offers home equity lines of credit from 6% APR.

What is 360 Credit Union's personal loan rate?

As of August 4, 2026, 360 Credit Union offers personal loans from 2% APR.

What is 360 Credit Union's best CD rate?

As of August 4, 2026, 360 Credit Union offers savings and certificate (CD) yields up to 3.56% APY.

Related Rate Data

Compare 360 Credit Union's rates against national credit-union benchmarks.

More Connecticut credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for 360 Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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