Members Credit Union
Verified rate book
Current Members Credit Union rates
38 published offers verified as of August 3, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Independence Mortgageother | 5.240% APR | 5.240% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month New Auto Loanauto_new_24mo | 4.240% APR | 4.240% | 24 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 4.990% APR | 4.990% | 36 mo · used | Standard |
| 36-Month New Auto Loanauto_new_36mo | 4.990% APR | 4.990% | 36 mo · new | Standard |
| 72-Month RV Loanrv_any_72mo | 6.240% APR | 6.240% | 72 mo | Standard |
| 72-Month New Auto Loanauto_new_72mo | 6.240% APR | 6.240% | 72 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 7.240% APR | 7.240% | 84 mo · new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Second Mortgageheloc_fixed | 5.740% APR | 5.740% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC (Variable)heloc_variable | 7.500% APR | 7.500% | — | Standard |
Personal loan rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured Credit Builder Loanpersonal_secured_12mo | 5.200% APR | 5.200% | 12 mo | Standard |
| 36-Month Share-Secured Loanpersonal_secured_36mo | 5.200% APR | 5.200% | 36 mo | Standard |
| Holiday Express Loanpersonal_unsecured_12mo | 6.990% APR | 6.990% | 12 mo | Standard |
| Home Improvementpersonal_unsecured_120mo | 9.000% APR | 9.000% | 120 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| Personal Loan / Overdraftpersonal_unsecured_60mo | 12.990% APR | 12.990% | 60 mo | Standard |
| 12-Month Credit Builder Loanpersonal_unsecured_12mo | 18.000% APR | 18.000% | 12 mo | Standard |
Student loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Loanstudent | 8.000% APR | 8.000% | — | Standard |
| Student / Computerstudent | 9.990% APR | 9.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.990% APR | 9.990% | — | Standard |
| VISA® Classiccredit_card | 14.990% APR | 14.990% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 3-Month Certificatecd_3mo | 0.20% APY | 0.20% | 3 mo | Standard |
| Money Market (Up to $20,000)money_market | 0.20% APY | 0.20% | — | Standard |
| Money Market ($20,000–$50,000)money_market | 0.20% APY | 0.20% | — | Standard |
| Share/Savingssavings | 0.20% APY | 0.20% | — | Standard |
| Change For Life Account > $500.00savings | 0.20% APY | 0.20% | — | Standard |
| 6-Month Certificatecd_6mo | 0.25% APY | 0.25% | 6 mo | Standard |
| Money Market ($50,000–$100,000)money_market | 0.30% APY | 0.30% | — | Standard |
| Money Market Account greater than $100,000money_market | 0.35% APY | 0.35% | — | Standard |
| 24-Month Certificatecd_24mo | 0.75% APY | 0.75% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 1.00% APY | 1.00% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 1.00% APY | 1.00% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 1.00% APY | 1.00% | 60 mo | Standard |
| Change For Life Account up to $500savings | 2.02% APY | 2.00% | — | Standard |
| 12 Month Save to Win Certificatecd_12mo | 2.02% APY | 2.00% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.47% | 12 mo | Standard |
| 15 Month Certificate Account of Social Goodcd_15mo | 3.75% APY | 3.71% | 15 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Holiday Dream Loanother | 7.990% % | 7.990% | — | Standard |
As of August 3, 2026, Members Credit Union offers mortgage rates from 5.24% APR. Vehicle loans available from 4.24% APR for 24 months. HELOC rates from 5.74% APR. Personal loan rates from 5.2% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Members Credit Union's official website
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About Members Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.1K
- Assets
- $43.9M
- Founded
- 1935
- Locations reported
- 2
- NCUA charter
- 68487
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members Credit Union
Membership eligibility from Members Credit Union's own published criteria. How we verify this.
Community charter: live/work in Fairfield County, CT
- LocationFairfield County — CT
Cost to join: About $5.
Verified from Members Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members Credit Union?
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Frequently Asked Questions
What rates does Members Credit Union offer?
Members Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Members Credit Union rates updated?
RateAPI verifies Members Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Members Credit Union's rate data?
Rate data is collected directly from Members Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Members Credit Union's mortgage rate?
As of August 3, 2026, Members Credit Union offers mortgage rates from 5.24% APR.
What are Members Credit Union's auto & rv loan rates?
As of August 3, 2026, Members Credit Union offers vehicle loans from 4.24% APR.
What is Members Credit Union's HELOC rate?
As of August 3, 2026, Members Credit Union offers home equity lines of credit from 5.74% APR.
What is Members Credit Union's personal loan rate?
As of August 3, 2026, Members Credit Union offers personal loans from 5.2% APR.
What is Members Credit Union's best CD rate?
As of August 3, 2026, Members Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Members Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Members Credit Union rates
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# Get rates for Members Credit Union
curl "https://api.rateapi.dev/credit-unions/connecticut/members" \
-H "Authorization: Bearer YOUR_API_KEY"