Westminster Credit Union
Verified rate book
Current Westminster Credit Union rates
34 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 5.490% APR | 5.490% | — | Standard |
| New or Used Autoauto_any_60mo | 5.490% APR | 5.490% | 60 mo · any | Standard |
| New or Used Autoauto_any_72mo | 5.990% APR | 5.990% | 72 mo · any | Standard |
| New or Used Motorcycle, Boat, RV or ATVmotorcycle_any_84mo | 6.990% APR | 6.990% | 84 mo · any | Standard |
| New or Used Autoauto_any_84mo | 6.990% APR | 6.990% | 84 mo · any | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.390% APR | 5.390% | — | Standard |
| Home Equity Loanheloc | 5.390% APR | 5.390% | — | Standard |
| Advantage HELOCheloc_variable | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| 12-Month Share-Secured Loanpersonal_secured_12mo | 2.250% APR | 2.250% | 12 mo | Standard |
| 24-Month Share-Secured Loanpersonal_secured_24mo | 2.500% APR | 2.500% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 11.990% APR | 11.990% | 36 mo | Standard |
| Personal Line of Creditploc_variable | 14.990% APR | 14.990% | — | Standard |
Savings & CD rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Standard Checkingsavings | 0.03% APY | 0.03% | — | Standard |
| Primary Savingssavings | 0.04% APY | 0.04% | — | Standard |
| Holiday or Vacation Clubsavings | 0.05% APY | 0.05% | — | Specialty offer |
| HSAsavings | 0.69% APY | 0.69% | — | Standard |
| Traditional IRAira | 0.74% APY | 0.74% | — | Standard |
| Education IRAira | 0.79% APY | 0.79% | — | Standard |
| Money Marketmoney_market | 1.34% APY | 1.34% | — | Standard |
| Money Marketmoney_market | 1.34% APY | 1.34% | — | Standard |
| Money Marketmoney_market | 1.38% APY | 1.38% | — | Standard |
| Money Marketmoney_market | 1.64% APY | 1.64% | — | Standard |
| Money Marketmoney_market | 1.89% APY | 1.89% | — | Standard |
| Money Marketmoney_market | 2.13% APY | 2.13% | — | Standard |
| Share Certificates (36-Month Jumbo)share_certificate_36mo | 3.45% APY | 3.39% | 36 mo | Standard |
| IRA Certificates (Traditional & Roth) (3 Year)ira_cd_36mo | 3.45% APY | 3.39% | 36 mo | Standard |
| IRA Certificates (Traditional & Roth) (5 Year)ira_cd_60mo | 3.45% APY | 3.39% | 60 mo | Standard |
| 3-Month Certificateshare_certificate_3mo | 3.50% APY | 3.44% | 3 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.55% APY | 3.49% | 24 mo | Standard |
| IRA Certificates (Traditional & Roth) (2 Year)ira_cd_24mo | 3.55% APY | 3.49% | 24 mo | Standard |
| Share Certificates (12-Month Jumbo)share_certificate_12mo | 3.75% APY | 3.68% | 12 mo | Standard |
| IRA Certificates (Traditional & Roth) (1 Year)ira_cd_12mo | 3.75% APY | 3.68% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.85% APY | 3.78% | 6 mo | Standard |
Vehicle loans available from 5.49% APR. HELOC rates from 5.39% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 3.85% APY.
Source: RateAPI.dev, verified from Westminster Credit Union's official website
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About Westminster Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3K
- Assets
- $53.4M
- Founded
- 1960
- Locations reported
- 1
- NCUA charter
- 13842
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Westminster Credit Union
Membership eligibility from Westminster Credit Union's own published criteria. How we verify this.
Membership via employers (APEX +1 more) or the Foothills Community Church +1 more ($1)
- LocationCO
- EmployerAPEX, Arvada Fire Protection District
- AssociationFoothills Community Church, GoWest Foundation
Cost to join: About $26 (a $1 membership fee plus a $25 minimum deposit).
Verified from Westminster Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Westminster Credit Union?
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Frequently Asked Questions
What rates does Westminster Credit Union offer?
Westminster Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Westminster Credit Union rates updated?
RateAPI verifies Westminster Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Westminster Credit Union's rate data?
Rate data is collected directly from Westminster Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Westminster Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Westminster Credit Union offers vehicle loans from 5.49% APR.
What is Westminster Credit Union's HELOC rate?
As of August 4, 2026, Westminster Credit Union offers home equity lines of credit from 5.39% APR.
What is Westminster Credit Union's personal loan rate?
As of August 4, 2026, Westminster Credit Union offers personal loans from 2% APR.
What is Westminster Credit Union's best CD rate?
As of August 4, 2026, Westminster Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare Westminster Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Westminster Credit Union rates
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# Get rates for Westminster Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/westminster" \
-H "Authorization: Bearer YOUR_API_KEY"